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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146217 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146217)

Easy to pay for things online while remaining secure.

Easy to pay for things online while remaining secure. Reviewed on: 10th May 2026

PayPal credit is so easy to use, wide range on retai...

PayPal credit is so easy to use, wide range on retailers online. Now with the physical card, I can use PayPal anywhere. Easy to review accounts and payments are completed within seconds. Reviewed on: 10th May 2026

Superb customer service

Any issues raised with PayPal are dealt with swiftly and fairly. Any refunds are returned very quickly. Reviewed on: 10th May 2026

Easy to use.

Easy to use. Communication good. Reviewed on: 10th May 2026

Very happy using PayPal if i have any issues it was...

Very happy using PayPal if i have any issues it was resolved very quickly Reviewed on: 10th May 2026

Very easy to use

Good 0% offers. Very easy to use now the credit/debit card option plus Apple Pay Reviewed on: 10th May 2026

Payment easy to use

Using PayPal is easy to use and if anything is wrong they are helpful when something doesn't look right in payments. Reviewed on: 10th May 2026

Very efficient

Very efficient and convenient to use especially with split payment sceem with zero percent interest rate Reviewed on: 10th May 2026

Easy to set up clear payments and dates from the sta...

Easy to set up clear payments and dates from the start Great item to use Reviewed on: 10th May 2026

Very convenient easy to use for everyone

Very convenient easy to use for everyone Reviewed on: 10th May 2026

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