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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,230 reviews, last reviewed 27th Apr 2026
1680850% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Thank you PayPal. Great and easy to use. I find PayPal a very secure method of payments. App is easy to track money in and out. Provide great customer service when need... Read more Reviewed on: 27th April 2026
Abbi C's avatar
Abbi C

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87230)

Always reliable

5
Easy to use, credit option always available, never fails, always reminds before the 0 apr time is finishing. Reviewed on: 27th May 2025
Jibran's avatar
Jibran

PayPal is so easy to use and navigate

4
PayPal is so easy to use and navigate both on the app and website, the benefits of pay pal credit is brilliant and pay in 3 is a good way to break payments down without high interest rates. Reviewed on: 27th May 2025
Michael's avatar
Michael

Great experience all round, easy to use

5
Great experience all round, easy to use Reviewed on: 27th May 2025
Craig R's avatar
Craig R

I use Paypal credit when I am purchasing more expens...

5
I use Paypal credit when I am purchasing more expensive items so that I can spread the cost over 3 or 4 months, which helps me financially. Reviewed on: 27th May 2025
Angie C's avatar
Angie C

Very quick responding to issues that occur in an ext...

5
Very quick responding to issues that occur in an extremely helpful manner. Reviewed on: 27th May 2025
Ashleigh M's avatar
Ashleigh M

Very easy to use, easy to set up and monitor

5
Very easy to use, easy to set up and monitor Reviewed on: 27th May 2025
Andrew S's avatar
Andrew S

Reliable and trustworthy credit provider

5
The interest free period for all purchases provides real value for money and encourages you to pay the debt off quicker - reducing your overall debt exposure. Customer service is quick, reliable and responsive, which provides comfort when managing your finances. Reviewed on: 27th May 2025
Dan 's avatar
Dan

Easy to use short term interest free spending!

5
I have used it on a number of occasions, and whilst I have had the occasional issue, they have sorted it quickly and efficiently. It is easy to pay off, and if you do so can be a great interest free finance option for short term spending. Reviewed on: 27th May 2025
Aaron F's avatar
Aaron F

Absolutely fantastic having PayPal credit in my life...

5
Absolutely fantastic having PayPal credit in my life, I have been able to completely refresh many of my rooms in my house, at a considerable payback rate and it gives you options to by in 3 instalments as well. The team are so friendly and helpful and are always going the extra mile to help. Reviewed on: 27th May 2025
Kerry 's avatar
Kerry

Reliable and safe financial institution

5
Never had any issues with PayPal and always been reliable. Charges for receiving were historically pretty expensive that was my only negative but excellent otherwise. Reviewed on: 27th May 2025
Ryan F's avatar
Ryan F

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