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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146187 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146187)

Easy to use

Easy to use app , helps to spread payments Reviewed on: 10th May 2026

Customer service isn't very good, they definitely ne...

Customer service isn't very good, they definitely need to work harder to keep the customer happy. They take too long to make decisions, and I've had issues in the past where they have sided with the seller and not myself as a buyer, even after ive showed them evidence of the buyer being at fault. Reviewed on: 10th May 2026

Easy to use best for my

Easy to use best for my good good Reviewed on: 10th May 2026

The lake of payment details on my bank statement mak...

The lake of payment details on my bank statement make reconsiling my bank statement a nightmare and risks my stopping using PayPal. Reviewed on: 10th May 2026

All good no problems at all would recomend

All good no problems at all would recomend Reviewed on: 10th May 2026

PayPal is simply the best!

I use PayPal Credit regularly for spreading the cost of travel for my many trips to compete globally in Hyrox competitions. It is an easy, safe and reliable payment method, with friendly and helpful customer service. Reviewed on: 10th May 2026

Easy to use, does what it says on the tin.

Easy to use, does what it says on the tin. Simple, clear information. Very useful to have. Reviewed on: 10th May 2026

Excellent type of credit

It is the easiest credit available, with no forms etc. I can use it when I need to but can also pay off the balance when able, without waiting until it is due. Reviewed on: 10th May 2026

exceptional

.exceptional in all aspects. So simple to navigate Reviewed on: 10th May 2026

Great expriences

Great expriences with Paypal easy to use and with Paypal+ even easier Reviewed on: 10th May 2026

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