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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146168 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146168)

It makes my life easier shopping online and at sup...

It makes my life easier shopping online and at supermarkets and shops. Reviewed on: 10th May 2026

Very good experience in particular with pay 3 paymen...

Very good experience in particular with pay 3 payments, which makes it very affordable for customers. Reviewed on: 10th May 2026

Anytime I’ve had any problems customer service has b...

Anytime I’ve had any problems customer service has been very helpful Reviewed on: 10th May 2026

Very practical and easy!

Very practical and easy!! Make things easy when buying and safe too. Reviewed on: 10th May 2026

Very easy to use and the period of no interest for l...

Very easy to use and the period of no interest for larger purchases is very handy. Reviewed on: 10th May 2026

Excellent pay pal credit service

Excellent pay pal credit service Reviewed on: 10th May 2026

Always feel protected with PayPal

I’ve had PayPal and PayPal credit for a fair few years. It’s always good for purchases as I know they will always be protected against fraud and any issues. Reviewed on: 10th May 2026

I buy and pay back straight away

I buy and pay back straight away Reviewed on: 10th May 2026

Money secure

Always feel my money is secure using PayPal Reviewed on: 10th May 2026

Very quick and easy availability

Very quick and easy availability Reviewed on: 10th May 2026

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