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PayPal: PayPal Credit reviews

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4.90
Based on 87,490 reviews, last reviewed 27th Apr 2026
1692750% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Before was better when was chat on PayPal page Before was better when was chat on PayPal page Reviewed on: 27th April 2026
Miroslava J's avatar
Miroslava J

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87490)

its ok for short term

4
its ok but be careful not to borrow too much Reviewed on: 27th May 2025
Steen S's avatar
Steen S

No interest is always nice, pay in 3 and paypal cred...

5
No interest is always nice, pay in 3 and paypal credit make a lot of things obtainable in this economy Reviewed on: 27th May 2025
Toby Nicholls's avatar
Toby Nicholls

Positive experience.

4
I have used PayPal credit for one purchase. I was given a discount and it was easy to pay it off in instalments. I was very happy with the experience. Reviewed on: 27th May 2025
Olivia's avatar
Olivia

PayPal, easy way to pay

5
I've used Paypal as my go-to for online shopping for years. I've had a few reasons (purchase issues, not with Paypal directly) to contact their customer service teams in that time and their response has always been considered, helpful and most importantly always with a quick resolution. Reviewed on: 27th May 2025
Dawn G's avatar
Dawn G

So easy to use.

5
So easy to use. I don't use credit very often but this is the easiest and most affordable route I have found to purchase and pay back Reviewed on: 27th May 2025
Andy Gear's avatar
Andy Gear

Aways good aways there for me and happy to use the s...

5
Aways good aways there for me and happy to use the service. Reviewed on: 27th May 2025
Aleksandur Genov's avatar
Aleksandur Genov

best credit provider

5
good interest rate, lots of no interest offers, customer service Reviewed on: 27th May 2025
AD's avatar
AD

Simple really easy to use great managing payment eac...

5
Simple really easy to use great managing payment each month Reviewed on: 27th May 2025
Helen Radunovic's avatar
Helen Radunovic

I have cleared my credit in no time.

5
I have cleared my credit in no time with their zero to low interest options. With reasonable credit limit as well. Reviewed on: 27th May 2025
Kuni L's avatar
Kuni L

Great platform and business to work with

5
Great platform and business to work with Reviewed on: 27th May 2025
slavcho dunkov's avatar
slavcho dunkov

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