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PayPal: PayPal Credit reviews

4.90
Based on 87,583 reviews, last reviewed 27th Apr 2026
1696900% increase in 5 star reviews
in the past 90 days
4850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using the credit always. Using the credit always. I like it thanks Reviewed on: 27th April 2026
Serghei G's avatar
Serghei G

Latest lowest rating:

1

Over charged on my recent holiday booking -Advisor r... Over charged on my recent holiday booking -Advisor refused to help or listen Reviewed on: 27th April 2026
clare pizzey's avatar
clare pizzey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (87583)

Excellent service - highly recommended

5
Excellent service - highly recommended Reviewed on: 27th May 2025

PayPal it’s my 4th emergency service without the drama

5
Perfectly easy to use. Always secure and safe. You can spread the cost of more expensive items. Purchasing made easy. Allows you total flexibility in payment options. Yes I couldn’t live without it. Reviewed on: 27th May 2025

Always prompt and reliable when either sending it re...

5
Always prompt and reliable when either sending it receiving money Reviewed on: 27th May 2025

really easy to use and never had a problem.

5
really easy to use and never had a problem. Reviewed on: 27th May 2025

Paypal is easy to use, quick and secure

5
PayPal is the no hassle quick way to pay. It is a secure way of paying and receiving money. I definitely would recommend it to everyone. Reviewed on: 27th May 2025

PayPal makes purchasing online simple.

5
PayPal makes purchasing online simple. I also appreciate the different options it provides all in a single place... different cards, credit and splitting payments over 3 months. Reviewed on: 27th May 2025

Easy pay in 3

5
Like how easy is to choose the pay in 3 installments, and there is no interest! Reviewed on: 27th May 2025

Very easy to understand and use.

5
Very easy to understand and use. Helpful for larger purchases online when you don’t want to start using a physical credit card. It was made very clear how long the interest free period was and when payments should be made. Reviewed on: 27th May 2025

Cheap short term payment plan

5
Easy way to spread payment, interest free, over a short period. Reviewed on: 27th May 2025

Easy way

5
When ever i am in difficulty PayPal sort me out Reviewed on: 27th May 2025

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