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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146058 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146059)

Find it easy to use and very convenient

Find it easy to use and very convenient Reviewed on: 10th May 2026

Fast service fast transfer of money to family

Fast service fast transfer of money to family Reviewed on: 10th May 2026

Always respond quickly to any queries I have and res...

Always respond quickly to any queries I have and resolve issues fast ! Reviewed on: 10th May 2026

Quick efficient simpler way to pay

Quick efficient simpler way to pay Reviewed on: 10th May 2026

Very good service

Happy using PayPal very good I recommend it for everyone Reviewed on: 10th May 2026

All Good, really quick and simple

All Good, really quick and simple Reviewed on: 10th May 2026

When I had a booking done on my account which was no...

When I had a booking done on my account which was not me or anybody I know PayPal followed there procedure and after the investigation refunded me - great and thank you Reviewed on: 10th May 2026

Good overall, but disputes could improve

I’ve had a generally good experience with PayPal Credit. Payments are easy to manage and the platform is simple to use. It’s been reliable for online purchases and gives extra peace of mind when buying from new sellers. The main area that could improve is how disputes are handled. As an intermediary, the process can sometimes feel slow and not always as clear or supportive as expected. Apart from that, my experience has been positive overall. Reviewed on: 10th May 2026

I’ve always had a positive experience using PayPal.

I’ve always had a positive experience using PayPal. The platform is easy to use, payments are processed quickly, and I’ve found it to be secure and reliable. Customer support has been helpful whenever I’ve had questions, and the buyer protection gives added peace of mind when shopping online. Overall, it’s a convenient and trustworthy service that I’m happy to recommend. Reviewed on: 10th May 2026

It’s always a rescue when things get pressing or a b...

It’s always a rescue when things get pressing or a bit tight Reviewed on: 10th May 2026

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