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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146006)

Very easy to use with clear breakdown information.

5
Very easy to use with clear breakdown information. Useful reminders for upcoming payments. Reviewed on: 10th May 2026

Easy to use and very reliable.

5
Easy to use and very reliable. Would recommend to others . Reviewed on: 10th May 2026

I have never had any problems with PayPal

5
I have never had any problems with PayPal Reviewed on: 10th May 2026

Never had any problems.

5
Never had any problems. It’s safe and secure. I like interest free credit which I genuinely value it. Reviewed on: 10th May 2026

I always feel protected when buying online.

5
I always feel protected when buying online. PayPal does exactly what it promises - nothing is hidden! Reviewed on: 10th May 2026

a great service...

5
PayPal is very easy to use and a great service Reviewed on: 10th May 2026

Excellent UK and great CX.

5
Excellent UK and great CX. The app is very responsive too. Reviewed on: 10th May 2026

I have never had any issues with Paypal.

5
I have never had any issues with Paypal. Fast and easy and can split costs of pricier items. Reviewed on: 10th May 2026

Easy to use, fast to use, my preferred credit.

5
Easy to use, fast to use, my preferred credit. Reviewed on: 10th May 2026

Easy to use with clear information

5
Easy to use with clear information Reviewed on: 10th May 2026

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