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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87684 reviews)

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4.90

Based on 87,684 reviews, last reviewed 27th Apr 2026

1701800% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is Great help PayPal has been a real help to me. It’s super easy to use and transfer funds to family and friends. Reviewed on: 27th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87684)

AL & PayPal

Used PayPal for years and never had a single issue with them Reviewed on: 27th May 2025

Always reliable- easy to use and secure

Always reliable- easy to use and secure Reviewed on: 27th May 2025

Easy to use and manage for all generations.

Easy to use and manage for all generations. The customer service is always on hand to help and is a model I wish others would follow. The various credit options that come up, including 0% over 24 or 36 months with certain retailers, are really helpful. Reviewed on: 27th May 2025

It just works which is what you want from a payment...

It just works which is what you want from a payment service Reviewed on: 27th May 2025

accepted across all payment gateways, quickly proces...

accepted across all payment gateways, quickly processed and easy to use Reviewed on: 27th May 2025

Easy, safe and convenient to use.

Easy, safe and convenient to use. Reviewed on: 27th May 2025

Very Quick and Easy to understand no hassle or fuss...

Very Quick and Easy to understand no hassle or fuss Reviewed on: 27th May 2025

PHONE PURCHASE !

I have started using pay pal to buy a new home and contract and would definitely use it again and again ! Reviewed on: 27th May 2025

We love PayPal credit!!!!

PayPal credit is great! We have used it a few times now for emergencies. we had to replace some fence panels that had blown down and we were short on funds, PayPal credit allowed us to spread the payment over 3 months and get the panels replaced straight away interest free! I also financed a watch for a birthday gift all free of interest, it’s an amazing system. Reviewed on: 27th May 2025

I love PayPal

PayPal is safe to make purchases, it also gives good credit Reviewed on: 27th May 2025

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