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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145895 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145897)

It has saved me when I was struggling with funds and...

It has saved me when I was struggling with funds and I enjoyed the interest free Reviewed on: 9th May 2026

PayPal credit has really helped me in building my cr...

PayPal credit has really helped me in building my credit score and making better financial choices. Reviewed on: 9th May 2026

Very easy to navigate, helpful and friendly staff at...

Very easy to navigate, helpful and friendly staff at hand. Reviewed on: 9th May 2026

Really handy.

Really handy. Very easy. Love pay in 3 the most. Reviewed on: 9th May 2026

PayPal credit is a great way to pay for items and th...

PayPal credit is a great way to pay for items and then pay off as you see fit, only gripe is not being able to pay off promotional offer payments in app, Reviewed on: 9th May 2026

PayPal is now my main Credit Card.

Easy to use and 0% interest rate for 3 months in most of my purchases. It's a no-brainer. Debit and Credit card available on my phone wallet is also a plus. I stopped using all my other Credit Cards and only use PayPal now. Money transfer abroad was pretty straightforward. Reviewed on: 9th May 2026

Any problems were sorted in a timely and professiona...

Any problems were sorted in a timely and professional manner Reviewed on: 9th May 2026

good, very easy to use, would definitely recommend

good, very easy to use, would definitely recommend Reviewed on: 9th May 2026

Is very save end trusting thank you

Is very save end trusting thank you Reviewed on: 9th May 2026

Very happy and very easy to do shopping with PayPal...

Very happy and very easy to do shopping with PayPal app Reviewed on: 9th May 2026

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