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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,746 reviews, last reviewed 28th Apr 2026
1704750% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal for quite a while now, and it... I’ve been using PayPal for quite a while now, and it’s honestly one of the most reliable and convenient payment services out there. Whether I’m shoppi... Read more Reviewed on: 28th April 2026
Glen's avatar
Glen

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87746)

It’s a great way of paying for those special things.

5
It’s a great way of paying for those special things. And when I have had problems they were sorted quickly. And i have spoken with customer service in the past and they were great. Reviewed on: 27th May 2025
Mogsy 's avatar
Mogsy

Option of pay in 3 very helpful and always emails yo...

5
Option of pay in 3 very helpful and always emails you to let you know payment is coming up Reviewed on: 27th May 2025
Carly L's avatar
Carly L

Good app and service

5
Straightforward and simple to use and track. Reviewed on: 27th May 2025
aldriq's avatar
aldriq

PayPal has always been efficient in customer service...

5
PayPal has always been efficient in customer service and in all areas I have been. Always ready to help and I cannot find any negative issues with them. Reviewed on: 27th May 2025
Rosina T's avatar
Rosina T

From Browsing to Buying PayPal Makes It Happen

5
PayPal deserves recognition as Best Retail Finance Provider for its innovative, trusted, and user-friendly payment solutions. With features like Pay in 3, PayPal Credit, and seamless checkout integration, it empowers millions of consumers while helping retailers boost sales and conversion. PayPal’s reach, speed, and reliability make it a standout partner—delivering flexible finance options that enhance the shopping experience and drive customer loyalty. For its continued leadership in retail finance, PayPal is a clear choice for this award. Reviewed on: 27th May 2025
Kalpit's avatar
Kalpit

Always easy and smooth user experience.

5
Always easy and smooth user experience. Available on so many checkouts. Trustworthy and reliable. Reviewed on: 27th May 2025
Ahi's avatar
Ahi

Straight forward

5
Straight forward to access and use PayPal. I had it for many years probably over 10 years Reviewed on: 27th May 2025
Priyachakshu's avatar
Priyachakshu

Used PayPal to pay for tickets for a gig and paid in...

5
Used PayPal to pay for tickets for a gig and paid in 3 goes Reviewed on: 27th May 2025
Erin v's avatar
Erin v

Really helpful and simple to use

5
Really helpful and simple to use Reviewed on: 27th May 2025
Lauren f's avatar
Lauren f

one bad experience

4
Just one bad experience I tried to get my money back as I double booked train tickets but no one helped me! Reviewed on: 27th May 2025
Jan C's avatar
Jan C

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