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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145722)

Paypal - A Pal you can count on!

5
Genuinely the best and safe way to manage personal finances ! Reviewed on: 9th May 2026

Money arrangement

5
Easy too arrange and too set up helpful to arrange credit Reviewed on: 9th May 2026

Since i have been with Paypal the respect and Knowle...

5
Since i have been with Paypal the respect and Knowledge of Customer Advisors is fantastic.Easy to understand above all very prompt in all financial dealing Reviewed on: 9th May 2026

Fantastic and covenant way to pay

5
Fantastic and covenant way to pay for goods and services. Reviewed on: 9th May 2026

Always there and reliable quick and easy

5
Always there and reliable quick and easy Reviewed on: 9th May 2026

PayPal credit

5
PayPal app has always been very easy to use and now having PayPal credit card makes it so much easier too . the option to pay over months with 0% interest has really helped my finances Reviewed on: 9th May 2026

clever stuff

5
I'd say a good way of doing business Reviewed on: 9th May 2026

Been a paypal customer for as long as I can remember.

5
Been a paypal customer for as long as I can remember. The few times I have had to contact customer support they have been excellent and sorted any problems I have had. Reviewed on: 9th May 2026

It’s easy to use, reliable and trustworthy

5
It’s easy to use, reliable and trustworthy Reviewed on: 9th May 2026

Great experience.

5
Long time great experience. Trustworthiness from both sides. Thank you Pay Pal. Reviewed on: 9th May 2026

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