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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145718 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145718)

is fast, secure, and easy to use.

is fast, secure, and easy to use. Payments are smooth, and the buyer protection gives peace of mind. Overall, a reliable platform for online transactions. Reviewed on: 9th May 2026

Brilliant service would never doubt using PayPal

Brilliant service would never doubt using PayPal Reviewed on: 9th May 2026

Very convenient and easy to use.

Very convenient and easy to use.Helps spread costs,payments are easy Reviewed on: 9th May 2026

Great start

I used PayPal credit as it £20 off a £140 spend Reviewed on: 9th May 2026

Always when you need it.

Always when you need it. I was struggling whit money just before my girlfriend birthday but PayPal was here. Easily best place to look for some help in critical situations. Reviewed on: 9th May 2026

My number one

PayPal is always my go to payment method as I trust it and feel safe using it more than anything else Reviewed on: 9th May 2026

Actionable

Great, customer services have been good. Access to the credit as been great as well. Reviewed on: 9th May 2026

The app is very easy to use with regular emails abou...

The app is very easy to use with regular emails about payment dates etc. Reviewed on: 9th May 2026

Extremely easy to use and convenient.

Extremely easy to use and convenient. The option to pay interest free for 4 months for purchases over £99 can be invaluable in the current high cost of living environment Reviewed on: 9th May 2026

I find paypal very good but there could be improvements

I find paypal very good but its hard to talk to a human for help when needed Reviewed on: 9th May 2026

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