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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87765 reviews)

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4.90

Based on 87,765 reviews, last reviewed 28th Apr 2026

1705650% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Brilliant App, easy to use I cannot fault PayPal in any way. Have been with them for years. So easy to use.. so many different ways to sort your finances and give you time to... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87765)

I love PayPal it’s very easy to use I have had it f...

I love PayPal it’s very easy to use I have had it for over 10 years and you know that your money is safe whilst using this platform. Customer service agents are knowledgeable, helpful, caring and fair, anytime I have had an issue it has been dealt with promptly. Reviewed on: 27th May 2025

Easy to use, competitive interest

It is very comfortable to use PayPal Credit, I like pay in 3 feature most of all. Interest rates used to be better, but still not too bad. Reviewed on: 27th May 2025

It's simple and taken everywhere pretty much.

It's simple and taken everywhere pretty much. Makes buying from sites you haven't got details set up on simple and easy as clicking buy it now on Amazon. Reviewed on: 27th May 2025

It's easy to use, easy to control, good security

It's easy to use, easy to control, good security Reviewed on: 27th May 2025

Regularly use it for safe transactions ...

Regularly use it for safe transactions and a feeling of security when I pay online because I know they will investigate if anything goes wrong Reviewed on: 27th May 2025

Very simple and easy to use.

Very simple and easy to use. Everything done on the app. Good security. Accepted pretty much everywhere online. Also, love the 0% interest payment plan. Reviewed on: 27th May 2025

PROS & CONS of PayPal Credit

PROS: Easy Application & Integration – Simple to apply for and integrates seamlessly with PayPal. Good interest-Free Period – short term flexibility Widely Accepted CONS: High APR – After the interest-free period, purchases are subject to a 23.9% x Unclear payment allocations and unexpected credit limit reductions. Reviewed on: 27th May 2025

Excellent service always

Never had an issue with any transaction or logging onto my account! It also sends me reminders which are super helpful Reviewed on: 27th May 2025

User-friendly interface with very competitive rates...

User-friendly interface with very competitive rates for finance. A brand you can trust. Reviewed on: 27th May 2025

It’s a great way of paying for those special things.

It’s a great way of paying for those special things. And when I have had problems they were sorted quickly. And i have spoken with customer service in the past and they were great. Reviewed on: 27th May 2025

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