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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,804 reviews, last reviewed 28th Apr 2026
1707450% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Interest free! I use PayPal credit for larger transactions like holidays. I pay within arranged time and no interest incurred. Reviewed on: 28th April 2026
Sharon O's avatar
Sharon O

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87804)

PayPal is an excellent company with lots of options...

5
PayPal is an excellent company with lots of options for managing payments for online shopping. Reviewed on: 27th May 2025
Matt P's avatar
Matt P

Easy to use and manage, simple and quick interface.

5
Easy to use and manage, simple and quick interface. 4 months free on all purchases is a bonus, although APR can be a bit high following that. Reviewed on: 27th May 2025
James D's avatar
James D

It's safe

5
It's safe I'm happy with PayPal payment Reviewed on: 27th May 2025
Ruby 's avatar
Ruby

Always at hand

5
I like that PayPal is a payment option pretty much everywhere, and that I can spread the cost even interest-free. Reviewed on: 27th May 2025
Anonymous's avatar
Anonymous

Very good helpful and easy to use

5
Very good helpful and easy to use Reviewed on: 27th May 2025
Jargalan E's avatar
Jargalan E

I’ve not had anything to complain about.

4
I’ve not had anything to complain about. Everything goes smoothly every time I use PayPal credit. Reviewed on: 27th May 2025
victoria o's avatar
victoria o

Know my payments are protected

5
The team are always supportive and friendly with any help always fair in their decisions Reviewed on: 27th May 2025
J W's avatar
J W

It's fast and efficient ,works worldwide

5
It's fast and efficient ,works worldwide Reviewed on: 27th May 2025
David M's avatar
David M

PayPal credit the easy way

5
PayPal credit is always there when I need it, it’s quick and easy to use. Reviewed on: 27th May 2025
Cheryll L's avatar
Cheryll L

never had a credit limit increase in 6 years.

3
never had a credit limit increase in 6 years. Pay in 3 option was taken away with no notice and apparently customer service can't do anything about it Reviewed on: 27th May 2025
Rob's avatar
Rob

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