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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145717 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145717)

Easy to use

Easy to use. Very helpful and never have any issues Reviewed on: 9th May 2026

Very useful tool and provides lots of options

Very useful tool and provides lots of options Reviewed on: 9th May 2026

I experienced with people was a very good

I have very good experience with people I tried before like sometime we can’t do it straight with the things of people help me so I have very good experience. I give To PayPal services five star it helps I have good experience Reviewed on: 9th May 2026

Absolutely rubbish specially their credit account

Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full statement balance before due date and still they made me oay next month some amount stating oh it was not in statement !!! Reviewed on: 9th May 2026

Easy to use happy with service convenient when requi...

Easy to use happy with service convenient when require code safe online shopping Reviewed on: 9th May 2026

Great service and Quick thank you

Great service and Quick thank you Reviewed on: 9th May 2026

Happy customer

Love the flexibility. Love the fact your money and orders are safe. Reviewed on: 9th May 2026

Fab experience

My experience was fabulous! Great user experience, great user interface as well. Reviewed on: 9th May 2026

Easy to arrange, immediate answer, easy to pay back...

Easy to arrange, immediate answer, easy to pay back on time with regular reminders Reviewed on: 9th May 2026

Great service overall - PayPalApp is excellent!

Great service overall - PayPalApp is excellent! Reviewed on: 9th May 2026

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