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PayPal: PayPal Credit reviews

4.90
Based on 87,913 reviews, last reviewed 28th Apr 2026
1712500% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Crucial to daily spending. Every experience i have with paypal is always easy and accesible. I never have issues. Their app and website all intergrate amazingly. The services of... Read more Reviewed on: 28th April 2026
Jwilson's avatar
Jwilson

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87913)

Paypal is a secure way of paying for items online, q...

5
Paypal is a secure way of paying for items online, quick and easy to use. Reviewed on: 27th May 2025

PayPal credit - efficient and relable

5
I have been using PayPal for over 20 years to pay for many of my purchases utilising PayPal credit and have found it to be a very efficient and reliable service to help spread the cost of my purchases. Reviewed on: 27th May 2025

Interest rates and deals on purchases are great.

5
Interest rates and deals on purchases are great. Despite it's lack of a physical or virtual card the large network of retail locations that accept PayPal makes up for most drawbacks. It's mostly the strong deals on large and small purchases like interest free payments or pay in installments that make the service noteworthy. Reviewed on: 27th May 2025

I have been with pay pal for a long time now and I h...

5
I have been with pay pal for a long time now and I have told family and friends how exerlant it is and safe to use as well thank-you pay pal Mr k simpson Reviewed on: 27th May 2025

Easy to use.

4
Easy to use. Hassle free in a timely manner Reviewed on: 27th May 2025

PayPal Gives you reassurance, comfort and security.

5
I have found both the App and payment process unbelievably easy. You can navigate around the different windows easily. The notification's are appreciate to inform you of payments and updates. Security within the app gives you comfort your details are safe Reviewed on: 27th May 2025

Credit application was good and and interest free pa...

5
Credit application was good and and interest free payments are a great help. Reviewed on: 27th May 2025

Perfect Service

5
Very good service, with clear terms and good value. The services for 4 months interest free or pay in 3 are both very good. Reviewed on: 27th May 2025

Makes payments easy and safe, spreading crypto sets...

5
Makes payments easy and safe, spreading crypto sets of things that you need to buy in a clear and safe way, excellent notice of when next payment are coming out and if you have PayPal credit when the next payment is due. Reviewed on: 27th May 2025

PayPal have successfully sorted out 2 disputes for me.

5
PayPal have successfully sorted out 2 disputes for me...I'm really impressed with customer servicr Reviewed on: 27th May 2025

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