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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,019 reviews, last reviewed 28th Apr 2026
1717350% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It made my purchase more manageable and affordable a... It made my purchase more manageable and affordable all at the same time. Excellent service and a easier opportunity to buy goods. Reviewed on: 28th April 2026
Kevin C's avatar
Kevin C

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88019)

Amazing customer service and very flexible options t...

5
Amazing customer service and very flexible options that gives big freedom. Reviewed on: 27th May 2025
Uilyam F's avatar
Uilyam F

Never had an issue using paypal

5
Only thing I would like is being able to pay cash into my account via paypoint Reviewed on: 27th May 2025
gailmilligan1@icloud.com's avatar
[email protected]

PayPal is secure and reliable is secure and reliable

5
I have been using PayPal for almost a year now and my transactions are efficient, secured and should there be refunds, the adjustments are on time Reviewed on: 27th May 2025
Haila Forbes's avatar
Haila Forbes

Quick, easy and painless

5
Every transaction I've done has been quick, smooth and issue free. I've sent money round the world and have recieved money back that way to. Reviewed on: 27th May 2025
KEL J's avatar
KEL J

Using PayPal is always so easy and straightforward.

5
Using PayPal is always so easy and straightforward. The app is easy to navigate and I always receive email updates about upcoming payments in good time. It is my go to for any purchase online. Reviewed on: 27th May 2025
James K's avatar
James K

Not the most straightforward credit card system!

4
Once you've worked out the complicated method they use and that they put money you put in in random places, and therefore don't incur interest, it's fine. But it's weird and it takes a bit of explaining. Still not quite sure.... Reviewed on: 27th May 2025
J's avatar
J

Is live saving for emergency never let you down

5
Is live saving for emergency never let you down Reviewed on: 27th May 2025
Sidnei da silva's avatar
Sidnei da silva

Very clear and helpful service.

5
Very clear and helpful service. A good short term solution. A lot of online retailers have PayPal as a payment method so I was able to use PayPal credit. Reviewed on: 27th May 2025
Mac's avatar
Mac

PayPal review

5
Always works as you would like it to easy to use Reviewed on: 27th May 2025
Victoria 's avatar
Victoria

PayPal is a great commodity.

5
PayPal is a great commodity. It's like a credit card but with no nasty interest! Late fees can be discussed and the customer service is fantastic! Highly recommend! Reviewed on: 27th May 2025
Karen C's avatar
Karen C

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