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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145709 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145709)

Flexibility, freedom and confidence when buying online.

Always had a good experience with paypal, its given me the flexibility to move and adjust things without interest being a major issue. Overall I am really pleased with every aspect of the paypal processes and procedures and the customer service and explanation of how it all works has been made simple to understand. Reviewed on: 9th May 2026

Its one of my go to options for making big...

Its one of my go to options for making big purchases Reviewed on: 9th May 2026

great easy to use convenient everyone uses it

great easy to use convenient everyone uses it Reviewed on: 9th May 2026

They don't charge that much so it's a great way to s...

They don't charge that much so it's a great way to spread a purchase Reviewed on: 9th May 2026

Great offer for a credit card especially the 4 month...

Great offer for a credit card especially the 4 months 0% interest offer Reviewed on: 9th May 2026

Convenient

Easy to use, never had an issue but know it would be sorted if I had. Reviewed on: 9th May 2026

Very trustable, always use for any payments

Very trustable, always use for any payments Reviewed on: 9th May 2026

Great customer service.

Great customer service., The app is easy to use. Reviewed on: 9th May 2026

My dashboard is easy to understand.

My dashboard is easy to understand. Buying and Paying on the app is easy too. Reviewed on: 9th May 2026

Great customer service highly recommended

Great customer service. Always great staff. Easy to use online and via app. Reviewed on: 9th May 2026

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