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PayPal: PayPal Credit reviews

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4.90
Based on 88,166 reviews, last reviewed 28th Apr 2026
1724150% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really helpful when I required assistance. Really helpful when I required assistance. Reviewed on: 28th April 2026
Zanab B's avatar
Zanab B

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88166)

The credit facility helps you sp

5
The credit facility helps you sp Reviewed on: 27th May 2025
Janet Thornton's avatar
Janet Thornton

I love paypal to transfer money to friends and family.

5
I love paypal to transfer money to friends and family. I won't buy anything online if I can't pay uisng paypal. It gives me so much peace of mind knowing if something goes wrong with delivery or it turns out to be a dodgy seller and they are non responsive to me that paypal have great systems in place and I can get a refund. I've never had a bad experience using paypal. Reviewed on: 27th May 2025
Rhyanna D's avatar
Rhyanna D

Easy to use and repayments reasonable

5
Easy to use and repayments reasonable Reviewed on: 27th May 2025
C's avatar
C

Its always there and works when i need it

5
It always works when I need it to and if there is something I don't understand, the help services are very good Reviewed on: 27th May 2025
Nathan J's avatar
Nathan J

Great service and UI

5
The PayPal credit card feature is amazing and allowed me to spread the cost of my purchase into manageable payments. it is a handy way to keep track of my purchases and the fact that there are multiple online shops where I can use PayPal credit to make purchases. Reviewed on: 27th May 2025
Sipho's avatar
Sipho

Using PayPal for years now, never had an issue with...

4
Using PayPal for years now, never had an issue with anything Reviewed on: 27th May 2025
Bre's avatar
Bre

It has been wonderful so far, I find PayPal a very c...

5
It has been wonderful so far, I find PayPal a very convenient tool to use. Reviewed on: 27th May 2025
James G's avatar
James G

Reliable and easy to use.

5
Reliable and easy to use. Pay without the worry of being scammed Reviewed on: 27th May 2025
Cat H's avatar
Cat H

I have been using PayPal now for many years

5
I have been using PayPal now for many years and have always found them very professional and trustworthy in all of my undertaking's with them, and will continue stay with them in the future years. Reviewed on: 27th May 2025
Richard Y's avatar
Richard Y

No issues

5
No issues with this service. Handy for transferring money to friends. Reviewed on: 27th May 2025
Steve B's avatar
Steve B

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