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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145699 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145700)

What i like about paypal

I like being able to spread the cost over 3 moths using pay in 3 and I like the credit card with 3 months interest free which I use for large purchases Reviewed on: 9th May 2026

Easy to use and app is clear and concise

Easy to use and app is clear and concise Reviewed on: 9th May 2026

Convenience and accessibility

I’ve been using PayPal credit for a couple of years now; and I particularly recommend the 4 month buy now pay later at 0% interest. Reviewed on: 9th May 2026

Easy to use, great service.

Easy to use, great service. So much easier than apps by major banks. Reviewed on: 9th May 2026

Less stress

PayPal has eased my worry around money as I know I have longer to pay things off Reviewed on: 9th May 2026

No complaints, helps me out massively

No complaints, helps me out massively Reviewed on: 9th May 2026

It’s reliable and very efficient

It’s reliable and very efficient Reviewed on: 9th May 2026

Customer friendly

Easy to use，nice customer service Reviewed on: 9th May 2026

Have used for many years without fault

Have used PayPal for some yrs and never had any issues. Would highly recomended them to anyone who wants a safe secure method of send money ,Also I use PayPal credit which is fantastic as long as you stay in your credit limit Reviewed on: 9th May 2026

Easy to use

Quick payments, easy to use, paypal credit card, safe, good rates Reviewed on: 9th May 2026

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