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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,298 reviews, last reviewed 28th Apr 2026
1730150% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No issues in my experience with PayPal No issues in my experience with PayPal Reviewed on: 28th April 2026
jp's avatar
jp

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88298)

It offers flexibility and also protecting my persona...

5
It offers flexibility and also protecting my personal details Reviewed on: 27th May 2025
Amber N's avatar
Amber N

PayPal app is easy and simple to use and monitor spe...

5
PayPal app is easy and simple to use and monitor spending Reviewed on: 27th May 2025
pax p's avatar
pax p

Never had a problem with paypal, they have always so...

4
Never had a problem with paypal, they have always sorted out things if i had a problem Reviewed on: 27th May 2025
C Johnson's avatar
C Johnson

PayPal is easy to use

5
PayPal is easy to use and kinda easy to understand, the interest after 6 months can be high though Reviewed on: 27th May 2025
Emily C's avatar
Emily C

Essential while in maternity leave

5
I have been using PayPal for years but more recently I’ve relied on it more while struggling with my finances on maternity leave. I have easily been able to manage and keep track of my spending using PayPal credit and have easily began paying money back. Reviewed on: 27th May 2025
Amy C's avatar
Amy C

Very easy to use, clear statements

5
Very easy to use, clear statements Reviewed on: 27th May 2025
Lizzy S's avatar
Lizzy S

Overall it's a great little tool, makes life easier...

5
Overall it's a great little tool, makes life easier for Xmas, holidays etc Reviewed on: 27th May 2025
Chaniece C's avatar
Chaniece C

I HABE ALWAYS FOUND PAY PAL EASY AND SECURE TO USE.

5
I HABE ALWAYS FOUND PAY PAL EASY AND SECURE TO USE.AND HAVE FOUND PAY PAL CREDIT VALUABLE FOR MOST PURCHACES Reviewed on: 27th May 2025
Stephen R's avatar
Stephen R

Fast credit solution, reliable payments

5
Fast credit solution, reliable payments Reviewed on: 27th May 2025
Klim's avatar
Klim

I rely on Paypal for most online transactions, I kn...

5
I rely on Paypal for most online transactions, I know my transactions are always safe when going through Paypal as if I ever experience issues with sellers Paypal are always ready and available to help. I have used Paypals Buy Now Pay later option and find this very useful, making payments is always so easy and Paypal are excellent at keeping in touch/sending reminders for payments needed. A great service Reviewed on: 27th May 2025
Vicky C's avatar
Vicky C

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