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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145696)

Widely accepted.

5
Widely accepted. 0% offer very useful to spread out payments. Reviewed on: 9th May 2026

Amazing paypal

5
Great credit options easy to use, excellent service for years Reviewed on: 9th May 2026

Seamless transaction when ordering hats

5
Seamless transaction when ordering hats Reviewed on: 9th May 2026

very fast efficient and easy to use

5
very fast efficient and easy to use Reviewed on: 9th May 2026

Very helpful

5
Good for paying things that you cants afford it yet in full price Reviewed on: 9th May 2026

I’ve used Paypal Credit and just Paypal for transact...

5
I’ve used Paypal Credit and just Paypal for transactions. It speeds things up not having to type all your information in every time. Very useful, great service Reviewed on: 9th May 2026

very good service, provide me more time to fund my p...

5
very good service, provide me more time to fund my purchese Reviewed on: 9th May 2026

Always a painless experience , easy to manage, easy...

5
Always a painless experience , easy to manage, easy to use Reviewed on: 9th May 2026

Always nice customer service.

5
Always nice customer service. And Paypal credit is very handy to have. Reviewed on: 9th May 2026

Papal, the must have pal in your pocket

5
Faultless. Great customer service with sensible interest rates Reviewed on: 9th May 2026

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