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PayPal: PayPal Credit reviews

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4.91
Based on 88,412 reviews, last reviewed 28th Apr 2026
1735450% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very fast very secure customer service was brilliant... Very fast very secure customer service was brilliant 1 time I had issues Reviewed on: 28th April 2026
Leon C's avatar
Leon C

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88412)

PayPal Excellent Financial Service.

5
PayPal helps with your finances and I especially like there pay in over three months with no interest. Reviewed on: 27th May 2025
JAP's avatar
JAP

Paypal No 1 for me

5
I have been using paypal for a number of years specialy paypal credit pay in 3 with no interest which has been a life saviour for me and my family. I would recommend paypal strongly to anyone that has not heard aboud the advantages that they offer. Reviewed on: 27th May 2025
Alex's avatar
Alex

A very safe place to pay for goods online

5
A very safe place to pay for goods online and to make personal payments to friends. Reviewed on: 27th May 2025
ScubaBob's avatar
ScubaBob

Helps me out a lot with different things, I always f...

5
Helps me out a lot with different things, I always feel secure and safe when paying with PayPal Reviewed on: 27th May 2025
Katie B's avatar
Katie B

Reliable and good options.

5
Always helpful, quick to respond any queries and interest free option very useful. Reviewed on: 27th May 2025
Paul B's avatar
Paul B

PayPal Credit is easy to use and works well for onli...

5
PayPal Credit is easy to use and works well for online shopping. Reviewed on: 27th May 2025
Arsham's avatar
Arsham

Easy, flexible and a great app

5
Having the flexibility to pay over 4 months with no interest is fantastic and so easy. Making payments to PayPal credit is also very straight forward and the app is great. Reviewed on: 27th May 2025
Elsa F's avatar
Elsa F

Easy to deal with and support where required and wit...

5
Easy to deal with and support where required and with options like pay in 3 makes life much easier. Reviewed on: 27th May 2025
Sav Christoforou's avatar
Sav Christoforou

I love the flexibility and ease of using PayPal credit.

5
I love the flexibility and ease of using PayPal credit. A monthly breakdown of the payment and what's paying interest and what isn't would be appreciated. Reviewed on: 27th May 2025
Gemma F's avatar
Gemma F

Easy to use

4
Always easy to use and the pay in 3 function is extremely useful Reviewed on: 27th May 2025
Clare's avatar
Clare

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