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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145688)

I bought 4 new phones for the entire family with the...

5
I bought 4 new phones for the entire family with the help of PayPal. Thank you. Reviewed on: 9th May 2026

Lots of ways to pay.

5
Lots of ways to pay. Should you need customer service, I find it easy and fast. I have definitely used others but PayPal is the most convenient and straightforward. Using the pay in 3 method is a breeze too. Reviewed on: 9th May 2026

Easy credit right away process with long term paymen...

5
Easy credit right away process with long term payment scheme Reviewed on: 9th May 2026

Using it for large purchases so I can pay installments.

4
Using it for large purchases so I can pay installments.Works great. Reviewed on: 9th May 2026

Paypal has been a very good app that you can rely on.

5
Paypal has been a very good app that you can rely on. I am enjoying their services for over the years. PAYPAL A MUST HAVE. Reviewed on: 9th May 2026

The PayPal app was easy to use to set up a direct de...

5
The PayPal app was easy to use to set up a direct debit and the stress excepted was non existent. A* Reviewed on: 9th May 2026

Brought plenty through PayPal no complaints at all e...

5
Brought plenty through PayPal no complaints at all excellent Reviewed on: 9th May 2026

I been using PayPal for so many years it’s easy to p...

5
I been using PayPal for so many years it’s easy to pay and easy to use Reviewed on: 9th May 2026

Quick and easy to use the card is accepted in lots o...

5
Quick and easy to use the card is accepted in lots of places Reviewed on: 9th May 2026

It’s been very good and consistent

5
It’s been very good and consistent Reviewed on: 9th May 2026

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