Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145682)

Had my PayPal account for years.

5
Had my PayPal account for years. Its saved me when I needed purchases for work, my kids, last minute birthday presents and much more! Reviewed on: 9th May 2026

PayPal has always served me very well and resolved a...

5
PayPal has always served me very well and resolved any issues I've ever had. Communication with PayPal is also easy to access. Reviewed on: 9th May 2026

great service

5
Always happy to help and gives an extra layer of security when purchasing online Reviewed on: 9th May 2026

paypal is great!

5
i love paypal’s offer of 4 months interest free credit, it’s great for helping to spread the cost on larger payments Reviewed on: 9th May 2026

Wonderful experience with paypal credit!

5
Wonderful experience with paypal credit! Easy and straightforward! Reviewed on: 9th May 2026

I feel secured using PayPal as I don’t need to expos...

5
I feel secured using PayPal as I don’t need to expose my card to websites I don’t know if they’re secured. Reviewed on: 9th May 2026

Regular User!

5
I regularly use PayPal, much easier to have all my cards in one place Reviewed on: 9th May 2026

I love the cripto aspect of pay pal

5
I love the cripto aspect of pay pal Reviewed on: 9th May 2026

Every interaction is positive and a good outcome.

5
Every interaction is positive and a good outcome. Reviewed on: 9th May 2026

Best payment option

5
I love using PayPal as it's easy to make transactions, offers great options with payments, with payments in 3 installments, also 12 without interest. Overall best payment method for me to ise. Reviewed on: 9th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 77193 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products