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PayPal: PayPal Credit reviews

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4.90
Based on 88,509 reviews, last reviewed 28th Apr 2026
1739700% increase in 5 star reviews
in the past 90 days
10000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good offers and great support. Good offers and great support. Never had any issues with PayPal credit, the pay later offers are always generous and the app clearly tells you the exp... Read more Reviewed on: 28th April 2026
Robert P's avatar
Robert P

Latest lowest rating:

1

3 days to make a payment, extortionate late fee of £12. 3 days to make a payment, extortionate late fee of £12. PayPal used to be good but lately there are much better credit apps that you can make a repaym... Read more Reviewed on: 28th April 2026
Slap head's avatar
Slap head
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88509)

V Good service

5
The processes are very simple and all contact necessary and professional Reviewed on: 27th May 2025
Anth's avatar
Anth

PayPal keeps your details safe

5
PayPal is the safest way to purchase items online without having to give out your credit card details and with allot of online scams out there that is a great peace of mind and they will get u your money back if ur item doesn't arrive or is damaged in any way so using PayPal is the smart way to go Reviewed on: 27th May 2025
Joe R's avatar
Joe R

Helps me to budget

5
Helps me to budget and afford my boys Christmas and birthdays. I am able to spread the costs with no interest when those unexpected costs appear. Reviewed on: 27th May 2025
Emma D's avatar
Emma D

Never had a problem using the service always great e...

5
Never had a problem using the service always great experience Reviewed on: 27th May 2025
Graham 's avatar
Graham

So easy to use - also love the security features...

5
So easy to use - also love the security features Reviewed on: 27th May 2025
Sheila C's avatar
Sheila C

Its a game changer

5
I've been using Paypal now for over 20 years and it most certainly has made things a lot easier. As a former sole-trader, Paypal gave me the option to use a virtual credit card machine without any questions asked, a must for a small business. Reviewed on: 27th May 2025
Kikster's avatar
Kikster

Easy to send money to family member :)

5
Borrowed money from the PayPal credit thing a lot, PayPal make it easy to purchase things and send money to family Reviewed on: 27th May 2025
tom sawyer's avatar
tom sawyer

PayPal credit

4
PayPal credit is a good way of spreading out my credit bills with 4 months interest free. It provides the flexibility that I need on different purchases Reviewed on: 27th May 2025
T F's avatar
T F

Flexible Payment

5
Safe, secure and flexible payment Reviewed on: 27th May 2025
Josh's avatar
Josh

Great service, easy to use, have used it for years...

5
Great service, easy to use, have used it for years now Reviewed on: 27th May 2025
DB's avatar
DB

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