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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145677 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145677)

I use paypal for safe payments on ebay and for their...

I use paypal for safe payments on ebay and for their 0% interest finance options. Reviewed on: 9th May 2026

I Find PayPal credit, very good sometimes for people...

I Find PayPal credit, very good sometimes for people that don't have much money. it gives them to chance to Get the things they need With the chance to pay it off monthly without massive interest rates But I also find PayPal, very good that you can pay stuff through PayPal and be reassured. That you are safe doing so. I have had a few problems in the past.and paypal has sorted it straight away And thankfully stopped me getting ripped off Reviewed on: 9th May 2026

Great service for when you need longer to pay.

Great service for when you need longer to pay. Easy to use too Reviewed on: 9th May 2026

Paypal has made making purchases a lot easier

Paypal has made making purchases a lot easier Reviewed on: 9th May 2026

Love the flexibility PayPal gives.

Love the flexibility PayPal gives. It's unmatched. Reviewed on: 9th May 2026

paypal is great but so easy to rack up debt

paypal is great but so easy to rack up debt Reviewed on: 9th May 2026

PAYPAL IS OUTSTANDING.

Always a great service it's innovation is just outstanding. I love using PayPal it is easily accessible and you get a variety of choices of how to pay. I would advice anyone to open a PayPal account as it is so flexible. Reviewed on: 9th May 2026

I don't know how I would have managed purchasing thi...

I don't know how I would have managed purchasing thing i needed but couldn't pay upfront, without PayPal Credit. Its so easy to do and the monthly payments are stress free. Reviewed on: 9th May 2026

PayPal are great

PayPal are great and a safe place to shop. I think they are excellent. I was a little late with payment and after calling them they didn’t charge me and customer services were excellent. I can’t praise them enough and were so understanding. Reviewed on: 9th May 2026

Happy Credit

Good product, helpful staff when contacted, good number of credit options. Reviewed on: 9th May 2026

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