Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (88605 reviews)

View other PayPal products

4.90

Based on 88,605 reviews, last reviewed 28th Apr 2026

1744100% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal Credit is now my go to payment option! Paypal Credit is easy to set up and use for all types of payments and services. It has really helped to add that extra security and peace of mind when... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (88605)

Paypal credit is a super easy to use platform that h...

Paypal credit is a super easy to use platform that has been around for a long while, it's simplicity and ease of use makes it a must have when using Paypal. Paypal Credit has always been a stress free experience for me personally. Reviewed on: 27th May 2025

VERY GOOD SERVICE, VERY GOOD CUSTOMER SERVICE, ALWAY...

VERY GOOD SERVICE, VERY GOOD CUSTOMER SERVICE, ALWAYS KEEP COUSTOMER HAPPY Reviewed on: 27th May 2025

Very useful during this cost of living crisis, helps...

Very useful during this cost of living crisis, helps me afford essentials my son needs Reviewed on: 27th May 2025

Excellent service.

Excellent service. Intuitive to use. Reviewed on: 27th May 2025

Best way to buy easy and secure.

Best way to buy easy and secure. Perfect Reviewed on: 27th May 2025

Always reliable and trustworthy.

Always reliable and trustworthy. I always have peace of mind when sending money to family and friends. It's a quick, reliable, no hassle way of managing finances. I've also had helpful customer service whenever I've encountered any problems. Reviewed on: 27th May 2025

excellent credit service

It is so easy and convenient to use the credit, very impressive , transactions are so easy to complete with PayPal . The guarantee by paying with PayPal is so amazing so I feel really secure with my money Reviewed on: 27th May 2025

Convenient and Trusted Method of Payment

Paypal offers a convenient method of paying, that is universally accepted. For foreign transcations that may seem dubious, you always have the reassurance of opeing disputes whci gives you that extra confidence. Reviewed on: 27th May 2025

Always easy to deal with, never any issues, very smo...

Always easy to deal with, never any issues, very smooth and easy to deal with. Reliable and secure. Always been very happy and have never had any issues. Reviewed on: 27th May 2025

The app is very user friendly , and with the crypto...

The app is very user friendly , and with the crypto buying option is just perfect Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 490 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40473 reviews
Credit card
from PayPal 4.92 from 66 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub