Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180188 reviews)

View other PayPal products

4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180282)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to understand.

Easy to understand. Accessible and flexible. Reviewed on: 11th July 2026

I have very good experience using my PayPal account...

I have very good experience using my PayPal account it's very simple and very helpful all feature and benefits are good. Reviewed on: 11th July 2026

I am able to send money to sellers without the worry...

I am able to send money to sellers without the worry of being conned Reviewed on: 11th July 2026

Secure & Simple to use

A straightforward, hassle free and secure way to use my money. Whether buying or selling the entire transaction is so easy to use. Reviewed on: 11th July 2026

Very useful along with a linked credit card.

Very useful along with a linked credit card. Credit limit increases are bot available on my account yet considering I stay within my limit etc Reviewed on: 11th July 2026

I am satisfied.

I am satisfied. I'm happy with the service.Thank you. Reviewed on: 11th July 2026

Paid for our holiday on PayPal credit card and got 4...

Paid for our holiday on PayPal credit card and got 4 months interest free to pay it off, what other credit card does that. Reviewed on: 11th July 2026

always use

I always use your services, I am very satisfied that there is a plan to pay in 3 installments, it makes it easier. Reviewed on: 11th July 2026

Very good help to do bigger or enexpected purchases

Very good help to do bigger or enexpected purchases Reviewed on: 11th July 2026

PayPal is very straightforward to use.

PayPal is very straightforward to use and during the time I have used it important improvements have been made. My one need that needs to be met is to have my customer control to payments being made to my exact individual loans where multiple loans exist as this is automatically chosen by PayPal and NOT BY ME ! Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 100738 reviews
Credit card
from PayPal 4.70 from 123 reviews
Payments
from PayPal 4.70 from 3854 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub