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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172516)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal Credit Is Easy & Clear

I have only been using PayPal Credit for a short time, but I have had zero issues with the service. You get 0% interest for 4 months on purchases over a certain cost. The monthly minimum payments are more than reasonable. Reviewed on: 8th July 2026

Finf zpaypal flexibile to use with more options

I enjoy using paypal because of the flexibility it gives me to vhoose my payment options. Reviewed on: 8th July 2026

Excellent

Good service and no hassle. Help people financially in this difficult times. Reviewed on: 8th July 2026

PayPal Credit

I have been using PayPal credit for a number of years. I have never experienced any negative issues with it. I like the fact you are notified in advance when the payment is due. This enables you to make preparations. Reviewed on: 8th July 2026

Consumer confidence is key.

Using PayPal give me peace of mind when making purchases on line. Being able to split the payment is a wonderful thing meaning that I can buy those luxury items I would normally not buy. Their customer support and service has been amazing by chasing sellers who have been a little bit uncooperative or fake. Refunding the price of the product when the seller has failed to provide the items purchased. Highly recommend using PayPal for online shopping. Reviewed on: 8th July 2026

Fantastic easy to use service, never had a problem.

Fantastic easy to use service, never had a problem. Great when you want security of knowing you need peace of mind for refunds etc. Reviewed on: 8th July 2026

Good customer service

Good customer service and always good to know that can resolve issue Reviewed on: 8th July 2026

Really happy with PayPal Credit!

Really happy with PayPal Credit! It’s easy to use, straightforward to manage, and great for spreading the cost of purchases. I’ve had a very positive experience and would definitely recommend it. Reviewed on: 8th July 2026

Payment flexibility and effective communication

PayPal Credit offers me flexibility in terms of payment and communication about their products and services have been efficient, no ambiguity Reviewed on: 8th July 2026

A helpful tool

PayPal Credit is a simple and easy way to be able to get things and pay them off a little at a time. The scheme has helped me out with a couple of large purchases when I changed jobs and needed new tooling. I would recommend this scheme as it is really easy to manage too. Reviewed on: 8th July 2026

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