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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145646 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145646)

Amazing way of purchasing, easy , no issues and high...

Amazing way of purchasing, easy , no issues and highly reconemded Reviewed on: 9th May 2026

Clearer statements needed

I've used PP credit a few times, I do feel like I don't understand all the maths behind it though and why the amount owed is higher than what I took out, and I wish it would be quicker at processing payments. It would be good to get reminders of when the 4 months is coming to a close and options for a print out statement for clarity Reviewed on: 9th May 2026

Easy to use and set up payments.

Easy to use and set up payments. A great way to purchase larger spends that you might not have the disposable money for. The app is great for monitoring spending and keeping up with payments Reviewed on: 9th May 2026

Repayments

Repayments annoy me otherwise i am pretty happy with PP. When I make a payment its not taken until after midnight. I pay it to be taken when I authorise the payment. Reviewed on: 9th May 2026

It’s simple and it just works.

It’s simple and it just works. It’s easy to monitor my spending and accepted almost everywhere. Reviewed on: 9th May 2026

Reasonable costs, accepted in a lot of places althou...

Reasonable costs, accepted in a lot of places although more could be added. a good addition to PayPal. Reviewed on: 9th May 2026

PayPal credit is always so convenient and simple to...

PayPal credit is always so convenient and simple to use. It makes life a lot easier when it comes to finance options as most platforms will take it. Reviewed on: 9th May 2026

So far so good no problems no complaints.

So far so good no problems no complaints. Everything works fine. Reviewed on: 9th May 2026

i use pay pal when ordering online, they are the onl...

i use pay pal when ordering online, they are the only provider i trust and feel safe with, available to speak to when required and very helpful, if a seller doesn't use pay pal, then i cancel the order and look else ware. Reviewed on: 9th May 2026

For beginning to the end off process all good , and...

For beginning to the end off process all good , and happy with service provided Reviewed on: 9th May 2026

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