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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145658 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145658)

I am so happy with the service and professionalism o...

I am so happy with the service and professionalism of PayPal Reviewed on: 9th May 2026

An efficient service, used for a long time with no i...

An efficient service, used for a long time with no issues Reviewed on: 9th May 2026

Easy to use

Easy to use have been a customer for a while and never had a problem with PayPal Reviewed on: 9th May 2026

Best way to pay

Defo my preferred way to pay - across all purchases small and large Reviewed on: 9th May 2026

I love paypal because of the credit they offer, they...

I love paypal because of the credit they offer, they're very flexible and didn't charge interest for 3months m on the funds I borrowed. Reviewed on: 9th May 2026

Very professional, I thought I was scam and they che...

Very professional, I thought I was scam and they check everything for me and everything was fine quiet please Reviewed on: 9th May 2026

I have no complaints they are excellent

I have no complaints they are excellent Reviewed on: 9th May 2026

Just overall good experience allowing me to spend pa...

Just overall good experience allowing me to spend payments and feel safe while purchasing Reviewed on: 9th May 2026

Simple and it works.

Simple and it works. Never had a issue and they are always available to help. The interest free options help a lot. Reviewed on: 9th May 2026

Pay pal is brilliant I use it often and it helps me...

Pay pal is brilliant I use it often and it helps me so much to spread my payments Reviewed on: 9th May 2026

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