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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172136)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Their support team is very helpful and understanding...

Their support team is very helpful and understanding, they also respond in a reasonable amount of time. PayPal pay in 3 is invaluable for splitting larger payments across three months. Whilst PayPal Credit isn't always an option on some online stores, it's still very useful if you don't have a card from more traditional credit brokers. Reviewed on: 7th July 2026

Star quality

Customer service excellent always on hand to help very good at solving any problems that may arise Reviewed on: 7th July 2026

I use pay pal credit all the time, so easy to use

I use pay pal credit all the time, so easy to use and spreading payments makes life easier. Whenever I have had a query it has been dealt with promptly and efficiantly. The advisors are always very helpful and knewledgable Reviewed on: 7th July 2026

It’s been great easy to use and 0%

It’s been great easy to use and 0% Reviewed on: 7th July 2026

Secure mode of payment, reliable and lots of options...

Secure mode of payment, reliable and lots of options to pay straight up or installments. Reviewed on: 7th July 2026

Straight and to the point

The process was very straight forward to apply and I received confirmation very quickly Reviewed on: 7th July 2026

PayPal is definitely your friend

Excellent customer service and so simple to use the app. Highly recommend using PayPal Reviewed on: 7th July 2026

I've not been able to successfully do a credit offer...

I've not been able to successfully do a credit offer where I pay off the amount before the offer expires so I wouldn't get interest I paid of the amount necessary and it didn't work so I contacted PayPal who said it would work I just need to wait. It never ended up working so I got interest. Reviewed on: 7th July 2026

Consistent, easy to use and great customer service

Consistent, easy to use and great customer service Reviewed on: 7th July 2026

No problems at all with any service

No problems at all with any service Reviewed on: 7th July 2026

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