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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Excellent service

Excellent easy to use service with helpful additional benefits not available with a credit card Reviewed on: 27th May 2025

Paypal has always been a preferred payment as it see...

Paypal has always been a preferred payment as it seems safe and valued as a secure method. The security it has backs this up for me and I do often/always look for sites that accept paypal to make me more confident in the purchase. Reviewed on: 27th May 2025

I’ve used PayPal for several years, it's easy to use...

I’ve used PayPal for several years, it’s easy to use and I really like the safety they provide, they have different payment options, and always keep me informed, it’s very easy to send money to family and friends as well as paying for goods and to charities Reviewed on: 27th May 2025

Would recommend due to transparency.

Find it very easy to use and very transparent on fees. Seeing the statements is very helpful. Don't feel pressured with payment plan. Reviewed on: 27th May 2025

Pay for goods or friends really easy and quickly.

Pay for goods or friends really easy and quickly. Also when I have problem with my purchase it was helpful from paypal to get monthly back. Reviewed on: 27th May 2025

Better by paypal

PayPal had made it easy for me to pay friends and bills safely Reviewed on: 27th May 2025

I had a great experience with PayPal.

I had a great experience with PayPal. Its straightforward and easy to maneuver and assess. Reviewed on: 27th May 2025

I had a good experience so far with paypal

I had a good experience so far with paypal Reviewed on: 27th May 2025

Good Service affordable Rates Peace of Mind Payments

Good Service affordable Rates Peace of Mind Payments Reviewed on: 27th May 2025

I have always great experience using paypal credit.

I have always great experience using oayoal credit. You dont to worry if you found something you want to buy straight away. You can either full payment, 3 payoff and credit which you have time to pay. Very happy using payoal and paypal credit Reviewed on: 27th May 2025

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