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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145638 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145638)

Here to save the day

Always there when i need it. Doesn't matter if it's occasional present, planned holiday or a day out Reviewed on: 9th May 2026

I had 2 cards matched to my account, i was alerted v...

I had 2 cards matched to my account, i was alerted very quickly that a payment was not paid as my card was not valid. No risk to my credit score as they are reliable in remindinf you that payments are due Reviewed on: 9th May 2026

I think this is absolutely brilliant way to help you...

I think this is absolutely brilliant way to help you spread the cost with 0% apr and gives you 4 months to pay it back. Reviewed on: 9th May 2026

Always very easy to use and straight forward

Always very easy to use and straight forward Reviewed on: 9th May 2026

safety net when purchasing

Always reliable as a safety net when purchasing in case of bad transactions. Reviewed on: 9th May 2026

Using paypal more.

Have used paypal for a while just for online payments. But using.it more and more for everyday shopping and banking. Reviewed on: 9th May 2026

PayPal Credit is a friendly and easy experience that...

PayPal Credit is a friendly and easy experience that assists you in sorting out bills and it’s a seamless process with the payment Reviewed on: 9th May 2026

PayPal make it easy for me to purchase the items tha...

PayPal make it easy for me to purchase the items that I would like to the service is both straight forward and quick. Reviewed on: 9th May 2026

Always had good experience using paypal for purchase...

Always had good experience using paypal for purchases, paying in full to paying monthly, will always be my go to for making future purchases Reviewed on: 9th May 2026

It just works as I would expect.

It just works as I would expect. Reviewed on: 9th May 2026

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