Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145637 reviews)

View other PayPal products

4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145637)

Excellent service inform me of all services that I r...

Excellent service inform me of all services that I require to read Reviewed on: 9th May 2026

Always happy to use PayPal

Always happy to use PayPal, safe and excellent service Reviewed on: 9th May 2026

Very easy to set up and use and extremely easy to p...

Very easy to set up and use and extremely easy to pay any outstanding balances Reviewed on: 9th May 2026

Its a great platform that helps me keep safe online...

Its a great platform that helps me keep safe online and allows me to make purchases and pay over time. Also earn points for shopping. Reviewed on: 9th May 2026

Fast & professional service, very safe & secure

Fast & professional service, very safe & secure Reviewed on: 9th May 2026

Pay pal review

So far to date my experience has been positive Reviewed on: 9th May 2026

Great credit provider and super convenient

Great credit provider and super convenient Reviewed on: 9th May 2026

PayPal is very much helpful , always stand by the cu...

PayPal is very much helpful , always stand by the customers. I'm very proud to be their customer. Reviewed on: 9th May 2026

I've never had a problem with them

I've never had a problem with them and it gives me peace of mind knowing that if I ever have an issue with a purchase that the seller can't or won't fix I can turn to Paypal credit to help me fix it. Reviewed on: 9th May 2026

Available in many online stores and shops

Available in many online stores and shops Reviewed on: 9th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76938 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub