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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145635 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145636)

Very good as being able to spread the cost is great...

Very good as being able to spread the cost is great for day to day life Reviewed on: 9th May 2026

had no problems so very happy with everything.

Have had no problems so very happy with everything. Reviewed on: 9th May 2026

Just like it

Many options. Easy to send money or pay. Reviewed on: 9th May 2026

PayPal Reccomendation for Young Adults.

PayPal pay in 3 and their credit card are great ways to start building your credit history, especially for young adults. Customer service has always resolved any issues promptly and contacted companies on my behalf for refunds. Reviewed on: 9th May 2026

It helps you a lot with many things and also in many...

It helps you a lot with many things and also in many ways. Reviewed on: 9th May 2026

PayPal great way to pay

PayPal has been great to pay friends and family , also helped to buy more expensive things with pay in three option Reviewed on: 9th May 2026

Have had no problems when using PayPal

Have had no problems when using PayPal Reviewed on: 9th May 2026

Always happy to help and easy to get hold of...

Always happy to help and easy to get hold of Reviewed on: 9th May 2026

Nice and easy to use form checkout to app on the phone.

Nice and easy to use form checkout to app on the phone. Great customer support. Reviewed on: 9th May 2026

It's helped with some emergency purchases

It's helped with some emergency purchases Reviewed on: 9th May 2026

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