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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89047 reviews)

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4.90

Based on 89,047 reviews, last reviewed 29th Apr 2026

1764700% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Smooth easy transactions. Smooth easy transactions. Available widely for payment and easy to plan and pay ahead for big purchases Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89047)

Great Customer Service

I had to contact them when there was some sort of sales scam involving transferring money via Paypal and they helped me immediately and prevented the scam. Reviewed on: 27th May 2025

Shopping with my paypal

I bought a printer two years ago and used my PayPal account for the payment. It was a great experience. Reviewed on: 27th May 2025

Secure and transparent.

I don’t need many characters to say I have never had an issue and I fully trust PayPal. It’s easy, even for me and I’m not a clever lad. Reviewed on: 27th May 2025

Paypal my preferred banking choice.

I have been using Paypal for many years and the service has always been excellent. when I have had a problem the. well donee staff have always resolved the topic / issue in a very professional manner. well done Paypal Reviewed on: 27th May 2025

Good service and customer support

Good service and customer support Reviewed on: 27th May 2025

Excellent in every way.

Paypal of the past, I always felt they lacked in many areas, especially customer service and services offered, it was run very poorly. Present day Paypal, is in my view, absolutley spot on in everyway, top customer service, excellent financial interest free options to help with those bigger, some times out of reach purchases. Reviewed on: 27th May 2025

Easy to use, very easy to apply for, no issues

Easy to use, very easy to apply for, no issues Reviewed on: 27th May 2025

Never had any issues.

Never had any issues. Service and app is friendly, intuitive and easy to use Reviewed on: 27th May 2025

Easy and straightforward

Easy to set up, something you can trust Reviewed on: 27th May 2025

Easy to use.

Easy to use. Clear documentation and policy. Reviewed on: 27th May 2025

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