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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89133 reviews)

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4.91

Based on 89,133 reviews, last reviewed 29th Apr 2026

1768800% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Flexible and dependable when I need it Flexible options to pay without interest when I’ve needed to make money stretch until pay day. Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89133)

I find it very easy and quick to use I use it to pay...

I find it very easy and quick to use I use it to pay everything online. It feels very safe to use and I have never had a problem. Reviewed on: 27th May 2025

Always there to help!

PayPal have always been very helpful with managing my account, even when I was having difficulties, they were always very reassuring, never made me feel embarrassed and they managed to come to an arrangement that was not only affordable to myself but also put my mind at ease until I was back on track. Reviewed on: 27th May 2025

Good service.

Good service.Hassle free.Good customer protection. Reviewed on: 27th May 2025

Great choice of payment terms

PayPal Credit is an easy to use and convenient method of payment, giving many options on when and how to spread payments. I can get help at any time. Great customer service. I have used several different options and all have worked well for me. I would highly recommend PayPal Credit! Reviewed on: 27th May 2025

Brilliant Service!

Very friendly customer service and an easy to use platform. Reviewed on: 27th May 2025

Easy all the way

Easy to use, easy to get interest free credit and secure Reviewed on: 27th May 2025

Great bank to use especially for online purchases.

Great bank to use especially for online purchases. Reviewed on: 27th May 2025

Easy application and so versatile to have PayPal cre...

Easy application and so versatile to have PayPal credit on hand to spread the costs. That item you always wanted but couldn’t afford to pay all in one. PayPal credit is there to help you with that. Reviewed on: 27th May 2025

PayPal is always available and consistent.

PayPal is always available and consistent, providing a smooth service and good communication. Reviewed on: 27th May 2025

Very easy transactions, customer service has been am...

Very easy transactions, customer service has been amazing when I have needed it! Reviewed on: 27th May 2025

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