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PayPal: PayPal Credit reviews

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4.90
Based on 89,258 reviews, last reviewed 29th Apr 2026
1774500% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really convenient and easy to use. Really convenient and easy to use. Great service ! Reviewed on: 29th April 2026
Worthash's avatar
Worthash

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026
Danimal's avatar
Danimal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89258)

Very helping making payments online

5
Very helping making payments online Reviewed on: 27th May 2025
Jason V's avatar
Jason V

Making credit simple

5
Interest free, easy to complete payments, clear what you owe Reviewed on: 27th May 2025
Peter T's avatar
Peter T

Best customer service on the market!

5
Paypal is an excellent partner, with great customer service and excellent consumer protection clauses. I'd pick Paypal over any credit card companies. Reviewed on: 27th May 2025
AdiSI's avatar
AdiSI

I've used PayPal for many years now.

5
I've used PayPal for many years now, PayPal credit is so perfect, when I need to buy something bigger and don't have funds available there and then. Reviewed on: 27th May 2025
Emma S's avatar
Emma S

I always use paypal to pay if it is available.

5
I always use paypal to pay if it is available. It is much safer to use as you dont have to give your bank card details. I wish that paypal were available on all websites to make it safer to make payments. Reviewed on: 27th May 2025
MS P's avatar
MS P

I’ve had PayPal credit for a few years now and I lov...

5
I’ve had PayPal credit for a few years now and I love purchasing things through PayPal as it’s so easy to use and very convenient when you’re in a rush. Also, the fact that I get extra time to pay for my purchases helps me out with my cashflow on a regular basis! Reviewed on: 27th May 2025
minara_khatun95@hotmail.co.uk's avatar
[email protected]

Good experience with PayPal

5
No experience with customer service as I have not needed it but the services like credit and pay in 4 is great. I’ve not had a negative experience with PayPal Reviewed on: 27th May 2025
Liv G's avatar
Liv G

Credit card payments please

4
Would be better if payments could go on a credit card rather than debit card. Other than that it's a good way to buy what you want and spread the cost for free. Reviewed on: 27th May 2025
Debbz's avatar
Debbz

It seems overall pretty good but in general I am a l...

4
It seems overall pretty good but in general I am a little wary of credit Reviewed on: 27th May 2025
Bethan J's avatar
Bethan J

I have always found them easy to deal with no fuss a...

5
I have always found them easy to deal with no fuss and always available Reviewed on: 27th May 2025
Mr G's avatar
Mr G

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