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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145629 reviews)

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4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145629)

Excellent customer comms

High street banks make it so hard to understand when interest free periods are ending and when payments are due by. PayPal does this so well, with proactive notifications to tell you when to take action. Applying for credit was super easy and the integration into online retailers is makes it very simple to use. Reviewed on: 9th May 2026

I use PayPal for everything.

Easy to use app friendly customer service perfect for everyone. Reviewed on: 9th May 2026

Love it always great to have.

Love it always great to have. Every experience is phenomenal Reviewed on: 9th May 2026

Never had an issue

Never had an issue with PayPal credit or pay in 3 has always been smooth and easy to use with the simple layout on the app makes it super easy Reviewed on: 9th May 2026

I feel save paying with PayPal been using over 10 ye...

I feel save paying with PayPal been using over 10 years Reviewed on: 9th May 2026

I really enjoy using PayPal but setting up a direct...

I really enjoy using PayPal but setting up a direct debit payment to clear your balance should be easier Reviewed on: 9th May 2026

A trusted provider

PayPal is by far the best service to buy anything online. The customer service team is sublime and I’ve always been very helpful with any queries war issues which arise. Reviewed on: 9th May 2026

Effortless Banking and Fantastic 4-Month Payment Fl...

Effortless Banking and Fantastic 4-Month Payment Flexibility I’ve had a bank account with PayPal for a while now, and the experience has been excellent across the board. The platform is reliable and easy to use, but what makes PayPal super great is their "buy now, pay 4 months later" feature. Whenever I spend over £100, I can take advantage of this setup, which is awesome because it means I never have to worry about or rush a payment. Having that full 4-month window to settle the balance provides so much peace of mind and flexibility with my finances. It’s a top-tier service that I highly recommend to anyone. Reviewed on: 9th May 2026

PayPal credit allowed me to buy a tool for my business

PayPal credit allowed me to buy a tool for my business, but instead of laying out the full cost of £2500 , i was able to manage my finances better and spread the cost over a long time period, the tool consequently made it's cost back a d paid for it's self Reviewed on: 9th May 2026

Quite memorable. Customer Centred facility

Quite memorable. Especially the instalment payment options .pay monthly, weekly options are quite beneficial Reviewed on: 9th May 2026

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