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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89388 reviews)

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4.90

Based on 89,388 reviews, last reviewed 29th Apr 2026

1780450% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ease of use Application was straightforward and Paypal is amazingly accepted just about anywhere. Reviewed on: 29th April 2026

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89388)

Great for pay in 3

Great for pay in 3 and giving us more options for buying bits we’ve needed interest free Reviewed on: 27th May 2025

Simple and quick ...

Always easy to use no hassle or problems a quick and simple way to pay. Reviewed on: 27th May 2025

Always there for me.

Always there for me. Clear and safe Reviewed on: 27th May 2025

Easy to use and feels like I’m in safe hands

Easy to use and feels like I’m in safe hands Reviewed on: 27th May 2025

Paypal Fast transactions Good communications

Paypal are very fast at dealing with unautherised transactions and have good communications. Reviewed on: 27th May 2025

Simple to use everything explained clearly never any...

Simple to use everything explained clearly never any issues Reviewed on: 27th May 2025

Payments are easy to understand

Payments are easy to understand, and ways to pay are understandable too. Reviewed on: 27th May 2025

great to be able to sometimes pay for those more exp...

great to be able to sometimes pay for those more expensive items monthly where the retailer doesn't offer the option of instalments Reviewed on: 27th May 2025

Definitely worth it!

Straight forward purchases, reliable and easily accessible. Interest free purchases are very fair and set over a realistic period of time. Available to use over most platforms. I would definitely recommend. Reviewed on: 27th May 2025

Never had a problem with pay pal what so ever.

Never had a problem with pay pal what so ever. Reviewed on: 27th May 2025

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