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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145622)

Useful, quick and easy way to use

5
Useful, quick and easy way to use Reviewed on: 9th May 2026

Excellent and secure banking.

5
Excellent and secure banking. The transactions take seconds to proceed. And also excellent customer services. Reviewed on: 9th May 2026

It's always been a very good service

5
It's always been a very good service Reviewed on: 9th May 2026

Difficult to speak to a person all automated

5
Difficult to speak to a person all automated Reviewed on: 9th May 2026

Protects you sometimes but not always

3
Protects you sometimes but not always Reviewed on: 9th May 2026

Had no issues with paypal always sorted any issues i...

5
Had no issues with paypal always sorted any issues ive had out promplty and easily for me Reviewed on: 9th May 2026

PROMOTIONAL OFFERS

5
Love the promotional offer gives you a bit more time to pay Reviewed on: 9th May 2026

Flexible and convenient

5
PayPal credit is very convenient. I have found that PayPal credit gives great flexibility when wanting to pay in instalments. The minimum payments are manageable which relieves stress if one month is tougher financially than others. Reviewed on: 9th May 2026

PayPal have always been helpful when problems arise...

5
PayPal have always been helpful when problems arise dealing quickly with the issues I really rate them Reviewed on: 9th May 2026

Makes life easier in this difficult times.

5
Makes life easier in this difficult times. Reviewed on: 9th May 2026

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