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PayPal: PayPal Credit reviews

4.91
Based on 90,350 reviews, last reviewed 30th Apr 2026
1825550% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use as needed and manage on the... Very easy to use as needed and manage on the app Reviewed on: 30th April 2026
Fran B's avatar
Fran B

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90350)

I love it for big purchases , it just helps...

5
I love it for big purchases , it just helps me out Reviewed on: 27th May 2025

Easy to setup and happy to help out with any situati...

5
Easy to setup and happy to help out with any situation very flexible would recommend Reviewed on: 27th May 2025

Made my life easier to connect to my friends and cli...

5
Made my life easier to connect to my friends and clients financially. Amazing experience and I always will use PayPal Reviewed on: 27th May 2025

It’s a brilliant way to be able to purchase and pay...

5
It’s a brilliant way to be able to purchase and pay slowly in 4 months to not be charged any interest on this. Reviewed on: 27th May 2025

Simple easy and fast.

5
Simple easy and fast. PayPal makes life easy when shopping online. Reviewed on: 27th May 2025

I am happy with it.

5
I am happy with it.it s good product .well done PayPal.Thanks for everything! Reviewed on: 27th May 2025

Excellent money giver

5
Paypal comes to your rescue when you want to borrow money. It has flexible options whether it is in pay in 3 or get things on 4 months credit interest free. Making it affordable to make any purchase. Reviewed on: 27th May 2025

At certain times I cannot afford to buy anything so...

5
At certain times I cannot afford to buy anything so PayPal is exactly what I need and can afford Reviewed on: 27th May 2025

Quality Credit Provider

5
I use PayPal credit regularly and it have nevr had an issue with it. I can use it in almost anywhere that I shop online, the interest rate is great compared to other credit lenders and the credit amount they gave me was ideal. Reviewed on: 27th May 2025

Great, easy to use, safe, would recommend it to all...

5
Great, easy to use, safe, would recommend it to all of you Reviewed on: 27th May 2025

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Help others make smarter decisions by sharing your own experience. Write a review