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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145420)

PayPal has made online transactions so easy and stre...

5
PayPal has made online transactions so easy and stress-free for me. I love how fast, secure, and reliable the platform is, whether I’m sending money, shopping online, or receiving payments. The user-friendly interface and instant notifications give me confidence every time I use it. One thing I appreciate most is the buyer protection and security features — it makes online shopping feel safer. PayPal continues to be a trusted payment platform that simplifies everyday transactions. Highly recommended! Reviewed on: 8th May 2026

With PayPal I feel safe making purchases online.

5
With PayPal I feel safe making purchases online. Their customer support is excellent and theirs services are easy to use Reviewed on: 8th May 2026

Easy to use and clear.

5
Easy to use and clear. App is simple and effective for what you need Reviewed on: 8th May 2026

I like that when you spend on the PayPal credit you...

5
I like that when you spend on the PayPal credit you get points that turn into money off Reviewed on: 8th May 2026

Easy to use and safe.

5
Easy to use and safe. Useable with numerous retailers. Reviewed on: 8th May 2026

Nothing to say at the moment I will let you my exper...

5
Nothing to say at the moment I will let you my experience later Reviewed on: 8th May 2026

Very easy and straightforward with great options.

5
Very easy and straightforward with great options. Reviewed on: 8th May 2026

Fast, efficient and I love the rewards PayPal offers.

5
Fast, efficient and I love the rewards PayPal offers. Very easy to link my other accounts.All done for you seamlessly Reviewed on: 8th May 2026

I love it it has help me out in my...

5
I love it it has help me out in my time of need Reviewed on: 8th May 2026

Always supporting and really easy to use it

5
Always supporting and really easy to use it Reviewed on: 8th May 2026

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