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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145425 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145425)

Excellent service for the buying bigger items on 4 m...

Excellent service for the buying bigger items on 4 months Reviewed on: 8th May 2026

Great system easy to use love it

Great system easy to use love it Reviewed on: 8th May 2026

Really Supportive When Hacked

I recently got hacked, and the hackers tried to buy items with my credit card. Thankfully, because my credit card was linked to PayPal, the illegal payment was spotted, and refunded to me straightaway. Reviewed on: 8th May 2026

Excellent, professional and efficient.

Excellent, professional and efficient. Reviewed on: 8th May 2026

I have been using PayPal credit for over a year now...

I have been using PayPal credit for over a year now and it's been an amazing journey. I've not had any delays or issues with the credit system nor harassments for payments. Overall it's been an amazing journey Reviewed on: 8th May 2026

Good all round very helpful no hassle easy to deal w...

Good all round very helpful no hassle easy to deal with Reviewed on: 8th May 2026

Well designed and easy to use.

Well designed and easy to use. I even got a PayPal card! Reviewed on: 8th May 2026

fantastic glad they started it, great way to manage...

fantastic glad they started it, great way to manage money and build credit Reviewed on: 8th May 2026

Easy and safe

Quick way if payment abd card are protected. Reviewed on: 8th May 2026

Best customer service experience

Always get the fastest and most sufficient customer service support. I wish every company would be this quick at solving customer issues and that reliable. Reviewed on: 8th May 2026

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