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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,153 reviews, last reviewed 30th Apr 2026
1816200% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's helpful to be able to use paypal It's helpful to be able to use paypal Reviewed on: 30th April 2026
Susana 's avatar
Susana

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90153)

Easy to organise and manage payments etc

5
Easy to organise and manage payments etc Reviewed on: 27th May 2025
Ben's avatar
Ben

Flexible, simple and always available!

5
Applying for credit with PayPal is really simple and quick to set up and to use time after time. I use the pay in three offers and the options to pay over four or more months. The flexibility is so helpful. Reviewed on: 27th May 2025
K T's avatar
K T

Paypal credit has been really good for me in order t...

5
Paypal credit has been really good for me in order to manage my payments Reviewed on: 27th May 2025
Maaz H's avatar
Maaz H

Very quick and easy to use, responsible lending and...

5
Very quick and easy to use, responsible lending and competitive rates of interest (with excellent offers of 0% interest at some retailers). Would definitely recommend. Reviewed on: 27th May 2025
Stuart M's avatar
Stuart M

I been using PayPal for 10 years and I never have an...

5
I been using PayPal for 10 years and I never have any issues I think is the best Reviewed on: 27th May 2025
Absalan A's avatar
Absalan A

Quick responses when items have not been received.

5
Quick responses when items have not been received. Reviewed on: 27th May 2025
Noreen O's avatar
Noreen O

Very handy when you want to borrow money and pay no...

5
Very handy when you want to borrow money and pay no interest Reviewed on: 27th May 2025
Neil Donnelly's avatar
Neil Donnelly

I’ve used PayPal on different pay now and pay later...

5
I’ve used PayPal on different pay now and pay later purchases and always good experiences. Reviewed on: 27th May 2025
Gaynor K's avatar
Gaynor K

Paypal is easy to use and has an amazing service

5
Paypal is easy to use and has an amazing service Reviewed on: 27th May 2025
Shez's avatar
Shez

Safe and secure.

5
Safe and secure. Easy way of managing your money. Reviewed on: 27th May 2025
Paul B's avatar
Paul B

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