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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145428 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145428)

I use it to buy equipment with paypal credit.

I use it to buy equipment with paypal credit. Reviewed on: 8th May 2026

Good payments smooth transactions

Good payments smooth transactions Reviewed on: 8th May 2026

Lots of choice : flexible pay .

Lots of choice : flexible pay . More options to buy . Transaction very easy and secured Reviewed on: 8th May 2026

Not great customer care

I’ve had a very poor experience with their customer care Reviewed on: 8th May 2026

Reliable and Convenient for Everyday Payments

Using PayPal has made online payments so much easier for me. It’s simple, fast, and gives me peace of mind whenever I’m shopping or sending money. I really like how secure it feels, especially with buyer protection for extra reassurance. It’s accepted almost everywhere, which makes transactions convenient and hassle-free. While some fees can be a little frustrating, the overall reliability and ease of use make PayPal a platform I trust and use regularly. Reviewed on: 8th May 2026

straight forward and transparent

Easy straight forward and transparent Reviewed on: 8th May 2026

PayPal credit - most feasible

PayPal credit has helped me a lot to make easy purchases and 4 month promotional offer period is a great deal Reviewed on: 8th May 2026

Extremely useful, smooth, quick, handy

Extremely useful, smooth, quick, handy Reviewed on: 8th May 2026

I love using PayPal secure and best customer ...

I love using PayPal secure and best customer service Reviewed on: 8th May 2026

I had an excellent experience with PayPal.

I had an excellent experience with PayPal. The service was fast, secure, and very easy to use. The customer support team was professional, helpful, and resolved my issue quickly. I appreciate how convenient and reliable the platform is for sending and receiving payments. Overall, I am very satisfied with the service and would highly recommend PayPal to others. Reviewed on: 8th May 2026

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