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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,436 reviews, last reviewed 30th Apr 2026
1829400% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy banking Paypal is always innovative thus makes banking easy. Reviewed on: 30th April 2026
Vicky 's avatar
Vicky

Latest lowest rating:

1

Terrible for your credit report Very hard to cancel an agreement, no reminders sent about payment until they are missed. And pay in 3 is not as good as the previous option to split p... Read more Reviewed on: 30th April 2026
Sarah James's avatar
Sarah James
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90436)

Never a problem

5
Always easy to use. Never had any issue. Had to contact customer services once regarding an issue with a retailer. Prompt advice given and issue resolved quickly Reviewed on: 27th May 2025
Sharon S's avatar
Sharon S

I like to always use PayPal just incase something go...

5
I like to always use PayPal just incase something goes wrong with a purchase because these days you've gotta have a backup Reviewed on: 27th May 2025
Michelle Tock 's avatar
Michelle Tock

helped giving credit when it's needed .

5
helped giving credit when it's needed .gives you a thumbs up and a helping hand Reviewed on: 27th May 2025
Brenda C's avatar
Brenda C

PayPal , safe reliable and convenient

5
Love PayPal and how I'm always safe with them and the guarantee's they offer, been using PayPal credit now for over 2 years and love the fact if i choose to pay in 4 instalments its interest free also Reviewed on: 27th May 2025
Mark G's avatar
Mark G

It’s easy to use, just a few clicks away.

5
It’s easy to use, just a few clicks away. It saves previous payees to make it even easier Reviewed on: 27th May 2025
Amparo's avatar
Amparo

Make it easy to spread payments helping family spend...

5
Make it easy to spread payments helping family spending! Reviewed on: 27th May 2025
Chevonne G's avatar
Chevonne G

Excellent platform

5
Safe place for everyone . Great for shopping safely Reviewed on: 27th May 2025
Hardeep S's avatar
Hardeep S

My experience with PayPal

5
My experience with PayPal has consistently been positive, making it my go-to platform for both sending and receiving money, as well as making online purchases. The versatility of PayPal is also a major plus. It's widely accepted across countless online retailers, making checkout a breeze. Reviewed on: 27th May 2025
James Martin's avatar
James Martin

On the ball

5
Pay pal have always been on the ball when dealing with customers paying bills and refunds. Reviewed on: 27th May 2025
Keith B's avatar
Keith B

Is a great helper .

5
Is a great helper . i am very happy to be a PayPal customer Reviewed on: 27th May 2025
Iosif L's avatar
Iosif L

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