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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145414 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145414)

Overall experience

Had no real issues but help has been there when needed Reviewed on: 8th May 2026

Always used PayPal with no issues and have had amazi...

Always used PayPal with no issues and have had amazing service throughout, this is my go to for most payments as its secure Reviewed on: 8th May 2026

When dealing with trader who are being difficult Pay...

When dealing with trader who are being difficult PayPal is always there for me Reviewed on: 8th May 2026

Very easy to deal with, hassle free

Very easy to deal with, hassle free Reviewed on: 8th May 2026

Good and safe way to pay would recommend

Good and safe way to pay would recommend Reviewed on: 8th May 2026

Effective, fast and extremely easy to use

Effective, fast and extremely easy to use Reviewed on: 8th May 2026

Great service, great product

In the past two years, I’ve made use of paper Services and can’t fault the experience Reviewed on: 8th May 2026

It very good and easy to use, provides all you...

It very good and easy to use, provides all you need Reviewed on: 8th May 2026

Not automatically taking away the money

Every time you set a direct debit for them, they always taken out late Reviewed on: 8th May 2026

PayPal is a safe method for payments.

PayPal is a safe method for payments. I like the flexibility offered and choices for payments. Reviewed on: 8th May 2026

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