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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,541 reviews, last reviewed 30th Apr 2026
1834450% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Service Easy to use, Simple, efficient. Never had problems. Reviewed on: 30th April 2026
MNHare's avatar
MNHare

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90541)

Feeling betrayed.

4
Despite me providing all the required information for a scam I experienced, PayPal demanded I sent the item back to China. When I did the seller didn't pick it up from customs as expected and refused to refund. PayPal stood by and di nothing to help despite buyer protection. Now PayPal is charging for the "honour" of having buyer protection for each eBay buy. Reviewed on: 27th May 2025
Axel S's avatar
Axel S

It’s perfect!

5
It’s perfect! It’s so easy and simple. But super reliable. I’m using every time . Reviewed on: 27th May 2025
Andre Liberati 's avatar
Andre Liberati

Best paypal at all times.

5
Best paypal at all times. Using long time Reviewed on: 27th May 2025
regimantas p's avatar
regimantas p

Perfect experience when financing online purchases

5
Perfect experience when financing online purchases Reviewed on: 27th May 2025
tim b's avatar
tim b

Paypal is where i now shop, receive payment and shar...

5
Paypal is where i now shop, receive payment and share money! Multiple scammers tricked me but due to their strong terms and agreements, these scammers didn’t had any chance and i got most of my money back. Security, payments, convenience. All in one go Reviewed on: 27th May 2025
Michael C's avatar
Michael C

Great deal

5
I used the credit quite a bit and always found it affordable and very forgiving. It was worth opening just for the four month interest free period to delay payments. I buy almost everything I can on here and pay it off within a few months, helping with personal cashflow. Reviewed on: 27th May 2025
Adam S's avatar
Adam S

Amazing platform

5
Had my paypal account many years. All my online purchase paid though paypal as I found it easy, I don't need to keep give my card details in every online shop. Once I've got scam by online shop and paypal gave me a refund straight away within few days Reviewed on: 27th May 2025
Eno's avatar
Eno

Using paypal credit for years never had a simgle ssue.

5
Using paypal credit for years never had a simgle ssue. Helps spread the cost and is a great way to help affordability. Reviewed on: 27th May 2025
Aidy1888's avatar
Aidy1888

Really helpful for the bigger purchases to spread th...

5
Really helpful for the bigger purchases to spread them out. Easy to manage and all information is always very clear. Reviewed on: 27th May 2025
Jamie 's avatar
Jamie

Excellent service

5
PayPal came in at the right time. Thank you very much. Reviewed on: 27th May 2025
Elvis 's avatar
Elvis

Review PayPal: PayPal Credit now

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