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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145409 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145409)

Progressively better

I e been using PayPal for quite a few years and it just keeps getting better and easier to use Reviewed on: 8th May 2026

Easy to use to make payments.

Easy to use to make payments. Faster the using the cards in out the pockets Reviewed on: 8th May 2026

Paypal paves the way Pal!

Waiting time when 'phoning is minimal and easy to get through with the added reassurance of a security code, which creates Customer Confidence. Paypal are like a breath of fresh air when it comes to simplicity and ease of contact. Reviewed on: 8th May 2026

Excellent service, would recommend

Excellent service, would recommend Reviewed on: 8th May 2026

Always been good at informing me payment coming up c...

Always been good at informing me payment coming up credit limits etc Reviewed on: 8th May 2026

Convenient, safe and easy to use

Convenient, safe and easy to use Reviewed on: 8th May 2026

I have been using PayPal credit for the last 5years...

I have been using PayPal credit for the last 5years and I have never had any issue with payments. This has helped in times when I need to make urgent purchase. Reviewed on: 8th May 2026

Easy to use and manage accounts quickly.

Easy to use and manage accounts quickly. Having the physical card and electronic card on phone makes it simpler to make purchases and being able to pay off the balance as I can is a good point. Reviewed on: 8th May 2026

I am very satisfied.

I am very satisfied. Four months 0% interest is a way different from other credit companies. Also, PayPal+ is a true reward plan. Reviewed on: 8th May 2026

The best I would recommend to everyone, customer s...

The best .I would recommend to everyone, customer service is great . Thank you Reviewed on: 8th May 2026

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