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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145406 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145406)

Top Notch

Best and most reliable service with less worries on transactions. Reviewed on: 8th May 2026

Easy to use, communication is excellent.

Easy to use, communication is excellent. Reviewed on: 8th May 2026

Helps a lot & safe transactions

Helps a lot & you know that every transactions are in safe hands Reviewed on: 8th May 2026

Easy, Secure, and Reliable Payments

I’ve had a consistently great experience using PayPal. The platform is incredibly user-friendly, making it easy to send and receive money both locally and internationally. Transactions are fast, secure, and I really appreciate the added layer of buyer protection, which gives me peace of mind when making online purchases. What stands out the most is the convenience, whether I’m shopping online, paying invoices, or transferring funds, everything is seamless and efficient. The mobile app is also very intuitive and allows me to manage my finances on the go without any hassle. Overall, PayPal has proven to be a reliable and trustworthy service, and I would definitely recommend it to anyone looking for a secure and convenient way to handle payments. Reviewed on: 8th May 2026

Flexible finance options, excellent communication an...

Flexible finance options, excellent communication and clear app. I always feel informed about what I owe and the payment status of interest free periods. Reviewed on: 8th May 2026

Safety and trust is felt naturally here.

PayPal has ALWAYS been on hand and makes any transaction feel SO much safer I have used it for many years now and it gets better and better Reviewed on: 8th May 2026

Wonderful service.

Wonderful service. I love PayPal. Reviewed on: 8th May 2026

Great experience

Great experience no problems xxxxxxxxx Reviewed on: 8th May 2026

Good options for flexible payment, trustworthy and a...

Good options for flexible payment, trustworthy and all around useful system for payments and various options. Could use more wide-spread availability on more sites but most seem to use it. Could also use more options for different monthly amounts. Reviewed on: 8th May 2026

Better than banks

Always fast and efficient and always improving the user experience. Reviewed on: 8th May 2026

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