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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,634 reviews, last reviewed 30th Apr 2026
1838950% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the points and access to pay in 3 Love the points and access to pay in 3 Reviewed on: 30th April 2026
DexterF's avatar
DexterF

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90634)

Easy and plesant.

5
Easy and plesant. I hope to see a little bit less interest. Reviewed on: 27th May 2025
Mario I's avatar
Mario I

Top stuff!

5
Top stuff! Helps with budgeting and purchasing things I need when I need them. Reviewed on: 27th May 2025
Peter B's avatar
Peter B

Simple everyday transactions

5
I use for purchases online and simple transactions for example paying for football team subs Reviewed on: 27th May 2025
Warren G's avatar
Warren G

Always had a great experience.

5
Always had a great experience. Easy to use and very convenient Reviewed on: 27th May 2025
Ims 's avatar
Ims

I FIND PAYPAL VERY EFFICIENT, SAFE AND HELPFUL

5
I FIND PAYPAL VERY EFFICIENT, SAFE AND HELPFUL Reviewed on: 27th May 2025
ANDREW P's avatar
ANDREW P

Been using PayPal since Day 1 and never looked back...

5
Been using PayPal since Day 1 and never looked back Always Fast and Secure payments that are always protected just Pure Excellence Reviewed on: 27th May 2025
BHar J's avatar
BHar J

PayPal is best

5
PayPal is still one of the best choices in 2025. Reviewed on: 27th May 2025
H O's avatar
H O

It's very useful for retail purchases in smaller amo...

4
It's very useful for retail purchases in smaller amounts rather than PayPal pay in 3. My only negative is the credit limit hasn't been offered a increase yet Reviewed on: 27th May 2025
Ase Naturals's avatar
Ase Naturals

Using at all times.

5
Never any issues. Using every time there is an option to pay via PayPal. Reviewed on: 27th May 2025
Lenka G's avatar
Lenka G

Paypal makes life easier.

5
Paypal makes life easier. Is safe and fair. Great app and service Reviewed on: 27th May 2025
Ana S's avatar
Ana S

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