Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145402)

Constant emails saying I could reduce payments by pa...

4
Constant emails saying I could reduce payments by paying more. Obvious and not helpful Reviewed on: 8th May 2026

Highly recommend

5
PayPal provide financial stability and the ability to breakdown payments, especially in emergency situations. I can split the cost of something with friends. The platform is user friendly and the customer service team are always so helpful. I use the PayPal card for in store purchases daily. I highly recommend PayPal. Reviewed on: 8th May 2026

Ive always used paypal and its been a reliable servi...

5
Ive always used paypal and its been a reliable service for me Reviewed on: 8th May 2026

Always everything professional, never had any problems.

5
Always everything professional, never had any problems. Reviewed on: 8th May 2026

Allways reliable, transparent.

5
Allways reliable, transparent. Easy to check balance etc online. Has made life easier in times of need. Reviewed on: 8th May 2026

Really easy and protected buying with paypal.

5
Really easy and protected buying with paypal. Love it peace of mind and no panics Reviewed on: 8th May 2026

Literally never a problem, I dare to say almost perf...

5
Literally never a problem, I dare to say almost perfect! Reviewed on: 8th May 2026

Cm always extremely helpful payments always fast

5
Cm always extremely helpful payments always fast Reviewed on: 8th May 2026

Payment options are very helpful, and plentiful paym...

5
Payment options are very helpful, and plentiful payment schedules. I enjoy the amount of times that I've been to use PayPal over my normal bank card. Has saved a lot of hassle due to PayPal's ease of use and convenience. Reviewed on: 8th May 2026

Great service helping me get what I want but spreadi...

5
Great service helping me get what I want but spreading the cost Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76370 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products