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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90722 reviews)

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4.91

Based on 90,722 reviews, last reviewed 30th Apr 2026

1843150% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good gquality All good about PayPal no issues. Highly recommended Reviewed on: 30th April 2026

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90722)

Good service PayPal

Good service pleased with it paypal thank you do so much Reviewed on: 28th May 2025

Helpful but comes with responsibility

I’ve used PayPal Credit for a while now and currently have around £6,000 in debt with them. It’s been a useful tool for managing larger purchases, especially with the 0% offers. But it’s easy to let the balance grow, so you need to stay disciplined. Writing this review as part of a vote where I could win £1,000 – which would definitely help clear some of that debt! Reviewed on: 28th May 2025

App is very easy to use and provides all you need

App is very easy to use and provides all the payment info, due date and balance value. Reviewed on: 28th May 2025

Very helpful and always the first to choose

Very helpful and always the first to choose Reviewed on: 28th May 2025

Fast and trustworthy

I always use paypal as they are trustworthy and they will offer support if I am having issues. Paypal is fast and easy to use. Reviewed on: 28th May 2025

Using since 10 years many times saved me from fraud...

Using since 10 years many times saved me from fraud Reviewed on: 27th May 2025

I love using PayPal credit and 3 months payment plan...

I love using PayPal credit and 3 months payment plan it easy use and help with my bills Reviewed on: 27th May 2025

Excellent service, recommend to family and friends

Excellent service, recommend to family and friends Reviewed on: 27th May 2025

overall, pretty good

I've had great experience with credit lines such as pay in 3. Customer service often however is frustrating because they struggle to understand the problem and appear to resort to script's Reviewed on: 27th May 2025

Efficient and easy to access.

Efficient and easy to access. Manageable repayments. Reviewed on: 27th May 2025

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