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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145399 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145399)

Very straightforward and no surprises.

Very straightforward and no surprises. Reviewed on: 8th May 2026

It's been easy, direct with no problems

It's been easy, direct with no problems Reviewed on: 8th May 2026

Easy and convenient service I use it all the time...

Easy and convenient service I use it all the time Reviewed on: 8th May 2026

Excellent - super easy to use and flexible

Excellent - super easy to use and flexible Reviewed on: 8th May 2026

I’ve had a positive experience using PayPal Credit.

I’ve had a positive experience using PayPal Credit. It’s been easy to manage through the app and gives me flexibility when making larger purchases online. The interest-free payment options are useful and the checkout process is quick and simple. Customer service has also been helpful whenever I’ve had questions. Overall, it’s a convenient way to spread the cost of purchases and I’ve found it reliable so far. Reviewed on: 8th May 2026

PayPal Credi

Super easy to set up and use. With the card option it can be used anywhere a credit card could be used. Reviewed on: 8th May 2026

Effortless and very easy way to spread the cost of a...

Effortless and very easy way to spread the cost of an item Reviewed on: 8th May 2026

PayPal has been very helpful for my expenses sometimes

PayPal has been very helpful for my expenses sometimes Reviewed on: 8th May 2026

Patpal easy and transparent

PAypal is straightforward to use and there is no fuss Reviewed on: 8th May 2026

Good customer experience.

Good customer experience. Excellent payments done efficiently. Good reminders sbour payment due. Reviewed on: 8th May 2026

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