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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,806 reviews, last reviewed 30th Apr 2026
1847000% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy process Simple & easy with periods of interest free! Reviewed on: 30th April 2026
John R's avatar
John R

Latest lowest rating:

1

The worst service I have ever encountered I do not r... The worst service I have ever encountered I do not recommend it to anyone Reviewed on: 30th April 2026
Ionut 's avatar
Ionut
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90806)

I love it.

5
I like it. Easy, quick. 0% extra. 3 instalments, it really necessary sometimes Reviewed on: 28th May 2025
Nadia S's avatar
Nadia S

Excellent service n much flexibility

5
Excellent service n much flexibility Reviewed on: 28th May 2025
Kwasi Amoah's avatar
Kwasi Amoah

The main downside

4
The main downside of the provider is that you do not get a credit card so you are limited to business that accepts paypal Reviewed on: 28th May 2025
Gary Benson's avatar
Gary Benson

PayPal Credit is great.

5
Ive found PayPal Credit to be super convenient because I can use it at pretty much any online store that takes PayPal, personally ive never found a store that DOESN'T accept paypal credit! The application process was really quick—once approved, I could use it right away without waiting for a physical card or anything like that. Reviewed on: 28th May 2025
Dylan W's avatar
Dylan W

Simple, Easy

5
Clear communication, always easy to use, quick query resolution Reviewed on: 28th May 2025
Naz's avatar
Naz

Had an issue and they sorted it out.

4
Had an issue and they sorted it out. No fuss Reviewed on: 28th May 2025
Andy B's avatar
Andy B

Can't fault it, very helpful in time of need

5
Can't fault it, very helpful in time of need Reviewed on: 28th May 2025
Benedicto L's avatar
Benedicto L

It's been great and has consistently help me spread...

5
It's been great and has consistently help me spread my purchases over 3 to 4 payments. The usability is top notch too. Absolutely love the UI and the app. Reviewed on: 28th May 2025
Sarthak S's avatar
Sarthak S

Very easy to build up large debt

3
I let myself build up a large debt. As there's no physical card, I can't transfer to a 0% card. Reviewed on: 28th May 2025
Paul M's avatar
Paul M

Seamless, Secure, and Supportive

5
As a long-time PayPal user, I can confidently say that the platform has consistently exceeded my expectations in terms of convenience, security, and customer support. Whether I’m making international transactions, purchasing from online retailers, or sending money to friends and family, PayPal delivers a smooth and intuitive experience every time. One of the most impressive aspects of PayPal is its robust security. The platform gives me peace of mind with every transaction, thanks to features like buyer and seller protection, fraud monitoring, and two-factor authentication. I’ve always felt my financial information was in safe hands. What truly sets PayPal apart, however, is their customer service. On the rare occasions I’ve needed assistance, their support team has been responsive, helpful, and solution-focused—ensuring my issues were resolved quickly and professionally. PayPal’s continuous innovation, user-centric design, and dedication to financial accessibility make it a standout service in today’s digital economy. It’s more than just a payment platform; it’s a trusted partner in my financial journey. I wholeheartedly support their nomination for any award recognizing excellence in digital financial services. Reviewed on: 28th May 2025
Mohammed Saleh's avatar
Mohammed Saleh

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