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PayPal: PayPal Credit reviews

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4.91
Based on 90,970 reviews, last reviewed 30th Apr 2026
1854600% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

expeirence has been good with one issue Great experience and very flexible. Only gripe is it's hard to keep track of how much you have paid into a promotion offer. Reviewed on: 30th April 2026
Axel L's avatar
Axel L

Latest lowest rating:

2

Customer service is either a bot or AI not actual hu... Customer service is either a bot or AI not actual human Reviewed on: 30th April 2026
A S's avatar
A S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90970)

I have used PayPal in a number of it's forms.

5
I have used PayPal in a number of it's forms. As a direct payment method, as a pay in 3 and over 12 months. It's a versatile way to pay. Some months I've encountered unexpected surprises - my car needed a new spare wheel, I was able to replace it buy purchasing it over 3 interest free payments, using PayPal. Reviewed on: 28th May 2025
Noreen A's avatar
Noreen A

PayPal is simple and easy to use and navigate as wel...

5
PayPal is simple and easy to use and navigate as well as providing a secure payments portal as well using with people you don’t know. Using just an email address keeping your bank details secure Reviewed on: 28th May 2025
Stephanie j's avatar
Stephanie j

I have used PayPal as a safe means of online payment...

5
I have used PayPal as a safe means of online payment for many years - I've never had a problem. In fact when I did have a problem with a seller I had bought from who had become uncommunicative in resolving an issue I eventually turned to PayPal for help. After reviewing the facts PayPal found in my favour and I received a full refund in less than a week. Reviewed on: 28th May 2025
David C's avatar
David C

Great Option To Pay In Three.

5
Pay in three a great little tool to spread the cost of your purchase. Reviewed on: 28th May 2025
Karen C's avatar
Karen C

The credit from PayPal was available immediately.

5
The credit from PayPal was available immediately. Thank you! Reviewed on: 28th May 2025
Stanislaw Z's avatar
Stanislaw Z

Easy to follow finance

5
Very straight forward finance, customer service easy to contact if required. Fast response times and easy to understand guidance. Reviewed on: 28th May 2025
Emily H's avatar
Emily H

Pay in three

5
Being able to split a bill into three payments is a real help. Reviewed on: 28th May 2025
Simon K's avatar
Simon K

Love PayPal great facility to have available.

5
Love PayPal great facility to have available. Reviewed on: 28th May 2025
Daniel D's avatar
Daniel D

for me paypal is a very helpfull, in poor situations.

5
for me paypal is a very helpfull, in poor situations. Most of time, paypal like one of my family helpet me. In many cases even better. however in many cases paypal is first supporter and backup. Reviewed on: 28th May 2025
Mozafar Goudarzpour's avatar
Mozafar Goudarzpour

Very good.

4
Very good. Paypal is very important for me. Reviewed on: 28th May 2025
SBraganca's avatar
SBraganca

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