Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145386 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145386)

Good offers, clear interface.

Good offers, clear interface. Useful content and functionality Reviewed on: 8th May 2026

All amazing!No comment

All amazing!I love Paypal and I can't stop use it. Reviewed on: 8th May 2026

Easy and straightforward process with reliable servi...

Easy and straightforward process with reliable service and support when is needed. Reviewed on: 8th May 2026

Good service polite and always helpful

Good service polite and always helpful Reviewed on: 8th May 2026

easy, simple and fast, everything

easy, simple and fast, everything is super understandable Reviewed on: 8th May 2026

Good and easy to use

PayPal Credit has been easy to use and convenient for online shopping. The payment options are clear, and I like being able to spread the cost when needed. Overall, my experience has been positive and the service feels secure and reliable. Reviewed on: 8th May 2026

Great value

Be been very great full with PayPal as it’s been very good for my needs. Reviewed on: 8th May 2026

I love PayPal will recommend it to anyone Great serv...

I love PayPal will recommend it to anyone Great service Reviewed on: 8th May 2026

Paypal Credit experience.

I used PayPal credit in checkout for my Samsung devices and it was a seemless process. Repayment plan is also easy to navigate and manage Reviewed on: 8th May 2026

The interest rates are low.

The interest rates are low. There is always verification needed before i can access the app and that makes me feel safe Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76344 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub