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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,057 reviews, last reviewed 30th Apr 2026
1858500% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive review PayPal is so efficient to transfer money to family and friends instantly. PayPal credit is stress free and easy to repay. Reviewed on: 30th April 2026
Donna 's avatar
Donna

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91057)

The best

5
They are the best resolving disputes, easy to use Reviewed on: 28th May 2025
ANA M's avatar
ANA M

Very reliable dependable trustworthy and my go to pa...

5
Very reliable dependable trustworthy and my go to payment provider when using or purchasing something Reviewed on: 28th May 2025
Abdul A's avatar
Abdul A

It's very good experience the service is excellent

5
It's very good experience they pay in 3 is really good It helps me to manage my money Reviewed on: 28th May 2025
Neil W's avatar
Neil W

Very easy to use with the Curve credit card linked t...

5
Very easy to use with the Curve credit card linked to your PayPal account. Reviewed on: 28th May 2025
Graham W's avatar
Graham W

Trusted for Years PayPal Delivers

5
I’ve used PayPal for years, both personally and professionally, and I’ve always appreciated how quick and secure it is. Whether I’m shopping online or sending money to family abroad, it just works—smoothly and reliably. What makes PayPal special is the peace of mind it gives with every transaction. Reviewed on: 28th May 2025
Daria W's avatar
Daria W

Great service and easy to use when shopping online.

5
Great service and easy to use when shopping online. Reviewed on: 28th May 2025
Tom S's avatar
Tom S

Convenient and easy to use with various options.

5
Convenient and easy to use with various options. Reviewed on: 28th May 2025
Gary S's avatar
Gary S

There when you need them to be.

5
I've had help previously from PayPal when I had a scam Airbnb purchase. They resolved it super fast so i was really pleased. Reviewed on: 28th May 2025
Graham F's avatar
Graham F

Very good service, very handy.

5
Very good service, very handy. Great that it tells you if you’re likely to be approved. Lots if information given when signing up. Reviewed on: 28th May 2025
R W's avatar
R W

Reliable and safe

5
Reliable and never have any issues processing payments Reviewed on: 28th May 2025
Fiona B's avatar
Fiona B

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