Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145377)

Excellent and quick service, great offers and good c...

5
Excellent and quick service, great offers and good customer service Reviewed on: 8th May 2026

PayPal credit is a very convenient commodity

4
PayPal credit is a very convenient commodity Reviewed on: 8th May 2026

The experience was smooth and easy.

5
The experience was smooth and easy. Staff were friendly and helpful. Reviewed on: 8th May 2026

PayPal is accepted by all retailers and is easy to use.

5
PayPal is accepted by all retailers and is easy to use. It is a trusted service Reviewed on: 8th May 2026

They are the best in safeguarding your purchases, es...

5
They are the best in safeguarding your purchases, especially from companies abroad? They have never refused a refund when goods had not arrived. Any purchase I make on line I use PayPal as the option. In fact if a company does not give PayPal as an option I will leave their site has been untrustworthy. Reviewed on: 8th May 2026

Always easy and I feel my transactions are protected.

5
Always easy and I feel my transactions are protected. I’ve never had a problem and if I’ve had to use customer services it’s always been great! Reviewed on: 8th May 2026

Satisfaction on every transaction

5
Satisfaction on every transaction Reviewed on: 8th May 2026

Easy app to use, goo clear layout!

5
Easy app to use, goo clear layout! Reviewed on: 8th May 2026

PayPal is my go to payment pal.

5
Easy & safe to use.. App is user friendly. Reviewed on: 8th May 2026

really easy to use and great service all round

5
really easy to use and great service all round Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76330 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products