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PayPal: PayPal Credit reviews

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4.91
Based on 91,131 reviews, last reviewed 30th Apr 2026
1861950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Is a very good credit to use. Is a very good credit to use. You can pay in 3 and they offer 4 months with no fees Reviewed on: 30th April 2026
Aide S's avatar
Aide S

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91131)

Straight forward ways of spreading payments and keep...

5
Straight forward ways of spreading payments and keeping on top of finances. Easy to use systems with clear explanations about how to avoid interest Reviewed on: 28th May 2025
Sarah's avatar
Sarah

Unfortunately when I had contact customer services r...

5
Unfortunately when I had contact customer services regarding a complaint to merchant I did not find the experience easy or very helpful, subsequently loss money for unsatisfactory products. Reviewed on: 28th May 2025
McGibbon's avatar
McGibbon

PayPal is so easy to use and reliable.

5
PayPal is so easy to use and reliable. You have different payment options. I particularly like the no interest 3 payment option. Reviewed on: 28th May 2025
Leanne09's avatar
Leanne09

Ive been unsure about using any kind of Credit

5
Ive been unsure about using any kind of credit but i had the opportunity with paypal and its been amazing, theres no issues and i can see clearly what i owe and borrowing from them has been amazing. I can really see what my limits are when using paypal and with it being through an app instead of having a card helps me manage it better. Im glad i found PayPal credit and i wished i used it before. Im happy to keep using PayPal for future purchases. Reviewed on: 28th May 2025
Rachel Parry's avatar
Rachel Parry

Very handy especially pay in installments with zero...

5
Very handy especially pay in installments with zero percent fee Reviewed on: 28th May 2025
Tomasz T's avatar
Tomasz T

Always handy to have for unexpected expenses.

5
Always handy to have for unexpected expenses. Easy to use and understand payment options.Pay in 3 helps alot Reviewed on: 28th May 2025
Ian M's avatar
Ian M

Highly recommend very professional

5
Great experience customer service sorted my enquiry very quickly and very clearly so I could understand very professional.Highly recommend to family and friends Reviewed on: 28th May 2025
Brian Lewy Lewis's avatar
Brian Lewy Lewis

Reliable and universally accepted.

4
I've been using PayPal for years and never had any problems. It's easy to use, convenient (accepted by most online retailers), and fast. Reviewed on: 28th May 2025
David RJ's avatar
David RJ

10/10 every time, so easy.

5
10/10 every time, so easy. Able to use widely online now! Reviewed on: 28th May 2025
Sarah J's avatar
Sarah J

The best online banking

5
Never had any problem with PayPal. Disputes resolved quickly and positively. Payments go through smoothly. Reviewed on: 28th May 2025
Christine A's avatar
Christine A

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