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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

I have always trusted PayPal for all my on line paym...

I have always trusted PayPal for all my on line payments and always will Reviewed on: 8th May 2026

Easy to use and has flexible payments terms

Easy to use and has flexible payments terms Reviewed on: 8th May 2026

My experience has been great and ive Never had a pro...

My experience has been great and ive Never had a problem with PayPal Reviewed on: 8th May 2026

Just absolutely amazing.

Just absolutely amazing. With interest free credit for a limited time. Reviewed on: 8th May 2026

PayPal credit better than credit card

I used PayPal pay in 3 for several different things, then they offered me a credit account of £2500 with 0% interest free for 4 months and still the payment are manageable. Would recommend PayPal to anyone. Reviewed on: 8th May 2026

More Than Finance: Security, Support & Peace of Mind

PayPal Credit has consistently proven itself to be an outstanding and dependable retail finance solution. From the very beginning, the application process was smooth, transparent, and quick, setting the tone for a service built around trust and ease of use. What truly distinguishes PayPal Credit is its exceptional flexibility. The ability to spread the cost of purchases—often with interest-free options—makes it an invaluable tool for managing finances without added stress. Combined with PayPal’s seamless checkout experience, it offers a level of convenience that is hard to match. However, what elevates PayPal Credit above its competitors is its unwavering commitment to customer protection. When I encountered an issue with a rogue trader, PayPal handled the situation with professionalism and efficiency. The claims process was clear, well-managed, and reassuring throughout—and most importantly, I received a full refund. That experience alone demonstrated a level of reliability and customer care that truly sets PayPal apart. In a market where trust and service matter most, PayPal Credit delivers on all fronts: flexibility, security, and outstanding support. It is, without question, a leading choice for retail finance and fully deserving of recognition at the Consumer Credit Awards. Reviewed on: 8th May 2026

I have been with PayPal many years find it easy to u...

I have been with PayPal many years find it easy to use transactions on buy now play later are smooth and straight forward Reviewed on: 8th May 2026

Reliable and has been part of my achievements.

Reliable and has been part of my achievements. Reviewed on: 8th May 2026

Very satisfied with the overall performance and qual...

Very satisfied with the overall performance and quality of service Reviewed on: 8th May 2026

Every time they solved my problem

Every time they solved my problem Reviewed on: 8th May 2026

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