Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,167 reviews, last reviewed 1st May 2026
1863400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with PayPal has been rather positive. My experience with PayPal has been rather positive. Clear modern interface, using the app. I really enjoy the easy experience when using the interface... Read more Reviewed on: 1st May 2026
Dylan C's avatar
Dylan C

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (91167)

Super efficient and Friendly

5
Every transaction or contact I have had is super efficient and friendly Reviewed on: 28th May 2025
Christine M's avatar
Christine M

Good option to have, when you want to buy more expen...

5
Good option to have, when you want to buy more expensive items. Reviewed on: 28th May 2025
Eivydas 's avatar
Eivydas

Reliable service

5
Reliable service,gives you options of credit,sending and receiving money is easy Reviewed on: 28th May 2025
Agnieszka P's avatar
Agnieszka P

Easy , clear and efficient

5
Everything is explained clearly regarding process and responsibilities from Paypal and myself as the consumer and the system works well . Good rates given and its easy to access and monitor your account Reviewed on: 28th May 2025
Ross's avatar
Ross

Convenient and Reliable Financing Option

5
I’ve been using PayPal Credit for several months now, and it’s been a fantastic addition to my financial toolkit. The application process was quick and seamless, and I was approved within minutes. What I appreciate most is the flexibility it offers—especially the promotional financing on purchases over a certain amount. It gives me the ability to spread out payments without immediate interest, which is incredibly helpful for budgeting larger purchases. Managing payments through the PayPal dashboard is easy and transparent. I receive timely reminders and can track my balance and upcoming due dates with just a few clicks. The integration with my existing PayPal account is also a big plus—it feels like an extension of a service I already trust. Overall, PayPal Credit has been a reliable and convenient financing option that fits well with my online shopping habits. I’d recommend it to anyone looking for a user-friendly credit line that’s especially useful for larger purchases or managing cash flow more effectively. Reviewed on: 28th May 2025
Bala's avatar
Bala

Excellent way to send it receive

4
Excellent way to send it receive Reviewed on: 28th May 2025
james stevens's avatar
james stevens

A good service in all fields, the credit side of the...

5
A good service in all fields, the credit side of the company is really good value as far as credit goes, and the whole system is incredibly easy to use and checkout with. Reviewed on: 28th May 2025
Jack's avatar
Jack

I have been using the PayPal for a while now and I a...

5
I have been using the PayPal for a while now and I am extremely very happy and I will recommend family and friends. Reviewed on: 28th May 2025
Sabino L's avatar
Sabino L

I love PayPal credit because it's secure and safe.

5
I love PayPal credit because it's secure and safe.And makes shopping easier without the stress of scammers Reviewed on: 28th May 2025
Chris M's avatar
Chris M

easy to use.

5
Easy to use and efficient. Very good for business to business as well. Reviewed on: 28th May 2025
Michael A's avatar
Michael A

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill