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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145375 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145375)

Flexible options for all occasions

Widely available via a multitude of retail sites I particularly like the option to have a 4-month interest free period and in other cases even further flexibility. One retailer offered me a 36 month interest free period with PayPal. Outstanding. Reviewed on: 8th May 2026

Nice and easy, quick decision on credit that is very...

Nice and easy, quick decision on credit that is very convenient to manage via app or online. Reviewed on: 8th May 2026

Pay are great for payments with full security.

Pay are great for payments with full security. They will help as much as they can with any problems you have. Reviewed on: 8th May 2026

Great service with secure support.

Great service with secure support. Quick response to any queries is always helpful Reviewed on: 8th May 2026

So reassuring to use PayPal

So reassuring to use PayPal I know I and I'm in safe hands in this very worrying time on line shopping. Also great flexibility in ways to pay Reviewed on: 8th May 2026

I have been using PayPal for a long time as a customer.

I have been using PayPal for a long time as a customer. It is really convenient and good service. I recently got my PayPal Card Credit per post and I was really surprised. I recommend everyone to use PayPal especially if you want to have a save online purchase. Reviewed on: 8th May 2026

PayPal has been there for me for over 20yrs

Ive used PayPal for over 20yrs. And its been a great experience. Also ive had a few problems and PayPal have looked after me and solved my problems and got my money back from site/people who have done me wrong. Reviewed on: 8th May 2026

Quick, Easy, Protected

Paypal is quick and easy. A lot of places accept it as payment, and your purchases are protected. Buy what you think is a shed and nothing comes, paypal will get your money back! Cant afford the dream gig right now, paypal credit will back you! Reviewed on: 8th May 2026

Me and paupal

Trustworthy and very quick. Gets to recipient fast and emails very prompt Reviewed on: 8th May 2026

Good experience.

Good experience. I have called customer service a few times and found them helpful Reviewed on: 8th May 2026

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