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PayPal: PayPal Credit reviews

4.91
Based on 91,183 reviews, last reviewed 1st May 2026
1864150% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

What a pay pal When I needed payment option I was ale to use PayPal it takes away any worries as its on my phone eay to access lots of different options to suit my ... Read more Reviewed on: 1st May 2026
MARIANNE Blackhall's avatar
MARIANNE Blackhall

Latest lowest rating:

2

PayPal Credit I had PayPal Credit and I was using it regularly. Each time it showed a payment due, interest was being charged without me fully realizing it and with... Read more Reviewed on: 1st May 2026
Reza 's avatar
Reza

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91183)

Easy to use and if there is a problem with companies...

5
Easy to use and if there is a problem with companies regarding goods or refunds Paypal has always been very helpful . Reviewed on: 28th May 2025

Great customer service and support

5
Great customer service and support Reviewed on: 28th May 2025

Flexible, Easy and a Lifesaver

5
Honestly, PayPal Credit has been a lifesaver for me. I used it to buy stuffs I really needed for work, and being able to split the payments over a few months made it way more manageable. The 0% interest for 4 months gave me breathing room, and I paid it off before interest kicked in. Super easy to use, especially since I already had PayPal. Just make sure to stay on top of payments! Reviewed on: 28th May 2025

So easy, and clear communication from start to finish.

5
So easy, and clear communication from start to finish. Reviewed on: 28th May 2025

Overall experience with PayPal has been great

5
Overall experience with PayPal has been great Reviewed on: 28th May 2025

All good

5
Never let me down, good costumer service Reviewed on: 28th May 2025

Super efficient and Friendly

5
Every transaction or contact I have had is super efficient and friendly Reviewed on: 28th May 2025

Good option to have, when you want to buy more expen...

5
Good option to have, when you want to buy more expensive items. Reviewed on: 28th May 2025

Reliable service

5
Reliable service,gives you options of credit,sending and receiving money is easy Reviewed on: 28th May 2025

Easy , clear and efficient

5
Everything is explained clearly regarding process and responsibilities from Paypal and myself as the consumer and the system works well . Good rates given and its easy to access and monitor your account Reviewed on: 28th May 2025

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