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PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144800)

PayPal for daily payments

5
I use PayPal for alot of payments I know if things don’t go according to plan , it’s dealt with in the right manner Reviewed on: 8th May 2026

Whenever I’ve had an issue, PayPal have been right o...

5
Whenever I’ve had an issue, PayPal have been right on it. Their judgment is fair and impartial. Reviewed on: 8th May 2026

It is really good that is Intreast free but makes it...

4
It is really good that is Intreast free but makes it harder to pay back like I'd like mine fixed so every payment I make makes the credit owed down go down and erasure to pay back then spend then once paid fix on something that can be paid off Reviewed on: 8th May 2026

Always extremely helpful and quick to respond when r...

5
Always extremely helpful and quick to respond when resolving issues Reviewed on: 8th May 2026

Brilliant & helpful service

5
Stress free easy payment method if there ever is a problem paypal are there to make sure it is sorted efficiently great customer service and quickly dealt with. . Reviewed on: 8th May 2026

Easy to use and very flexible.

5
Easy to use and very flexible. Makes affordable things even more affordabke Reviewed on: 8th May 2026

Easy service to use, convenient as well as great cus...

5
Easy service to use, convenient as well as great customer service Reviewed on: 8th May 2026

Great service

5
Very reliable, convenient and good offers which generally make life a bit easier. Reviewed on: 8th May 2026

Very straight forward and excellent service

5
Very straight forward and excellent service Reviewed on: 8th May 2026

i can buy with confidence thanks to Paypal

4
i feel protected (my money) so give me freedom and security to buy without worries, and is great to spread the money. in 3 times or with credit when that had moments that everyone pass arrived Reviewed on: 8th May 2026

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