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PayPal: PayPal Credit reviews

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4.91
Based on 91,201 reviews, last reviewed 1st May 2026
1864950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem using PayPal, it's quick and easy. Never had a problem using PayPal, it's quick and easy. Works well with my other accounts and is my go too account for buying and selling due to protec... Read more Reviewed on: 1st May 2026
AJ's avatar
AJ

Latest lowest rating:

2

PayPal Credit I had PayPal Credit and I was using it regularly. Each time it showed a payment due, interest was being charged without me fully realizing it and with... Read more Reviewed on: 1st May 2026
Reza 's avatar
Reza
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91201)

Safe and a smart way to buy on line

5
Safe and a smart way to buy on line Reviewed on: 28th May 2025
Joan D's avatar
Joan D

No complaints

5
I have not had to use customer service but have no complaints with the service. Now that Paypal is more and more available it is so quick and easy especially if you don't have a bank card to hand. Have been a customer for many years. Reviewed on: 28th May 2025
Nic's avatar
Nic

Payment bounce a couple of times

5
Had a notification that a payment bounce a couple of times, I contracted PayPal and we resolved the issue on my account very smoothly. Reviewed on: 28th May 2025
David E's avatar
David E

PayPal is simple to use.

5
PayPal is simple to use. The user experience is fluid. The customer service is AMAZING! in general, i can confidently recommended it to friends and family and i have already to so to my wife. Reviewed on: 28th May 2025
Mark's avatar
Mark

everything is so easy with paypal

5
everything is so easy with paypal Reviewed on: 28th May 2025
derek s's avatar
derek s

Good - very helpful and straightforward

4
Good - very helpful and straightforward Reviewed on: 28th May 2025
Targol Tayyebi's avatar
Targol Tayyebi

Great financial asset

5
The several ways of using the credit are very convenient for each case and circumstance. Great financial asset. Reviewed on: 28th May 2025
Carlos M Reis's avatar
Carlos M Reis

Very easy to use and the option to use PayPal credit...

5
Very easy to use and the option to use PayPal credit for large purchases, also I use it to pay regular payments and subscriptions as well so I can relax and leave the payments to Paypal, all good thanks. Reviewed on: 28th May 2025
Mark H's avatar
Mark H

Easy to use and if there is a problem with companies...

5
Easy to use and if there is a problem with companies regarding goods or refunds Paypal has always been very helpful . Reviewed on: 28th May 2025
Kelly's avatar
Kelly

Great customer service and support

5
Great customer service and support Reviewed on: 28th May 2025
Lyndon's avatar
Lyndon

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