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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144795 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144795)

Buy Now, Worry Later (Actually, Don’t Worry at All)

Using PayPal Credit has been a genuinely great experience for me. It’s let me book holidays and buy a paddleboard with the same level of calm confidence normally reserved for ordering socks online. Everything is super easy to access, the repayment information is clear and upfront, and there’s no nasty “surprise!” moment later on (unless you count realising you’re now the sort of person who owns a paddleboard). Overall, PayPal Credit gives me peace of mind knowing I can spread the cost sensibly while still saying yes to adventures—and the occasional impulsive splash-related purchase. Reviewed on: 8th May 2026

Very good options for paying , in 3 instalments , st...

Very good options for paying , in 3 instalments , straight away or monthly Reviewed on: 8th May 2026

Helpful and reasurring...

When I called the other week, your guy was both helpful and reassuring Reviewed on: 8th May 2026

Thanks for all the updates, easy to use

Thanks for all the updates, easy to use Reviewed on: 8th May 2026

PayPal happy

I use PayPal alot, when issues with purchases I can always rely on PayPal to get to the bottom of things. Love the 3 instalment idea. Reviewed on: 8th May 2026

PayPal is safe and secure and would recommend

PayPal is safe and secure and would recommend Reviewed on: 8th May 2026

My wife and I have been using PayPal services for al...

My wife and I have been using PayPal services for all our online business and personal purchases, if the retailer doesn’t provide PayPal, we don’t purchase its that simple Reviewed on: 8th May 2026

Smooth experience

I have been using PayPal Credit for a while and my experience has been very positive. The application process was quick and simple, and it was easy to start using the service immediately. I like how convenient it is for online shopping, especially when I need flexibility with payments. Reviewed on: 8th May 2026

Great experience great experience

Great experience and excellent customer care Reviewed on: 8th May 2026

Happy long term user

I have used PayPal Credit for several years and have found it easy to use. The Website is easy to understand particularly individual items that are yet to be paid off and may have special offers attached to them. They are also very reliable when it comes to Direct Debits, they take the right amount at the right time. Reviewed on: 8th May 2026

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