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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,351 reviews, last reviewed 1st May 2026
1872050% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Quick and easy access to funds only thing is the hig... Quick and easy access to funds only thing is the high rates of borrowing Reviewed on: 1st May 2026
Terry 's avatar
Terry

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91351)

Mostly good apart from no crypto for UK customers

4
Mostly good apart from no crypto for UK customers Reviewed on: 28th May 2025
ian g's avatar
ian g

Pay pal is a very good way to pay and...

5
Pay pal is a very good way to pay and secure Reviewed on: 28th May 2025
Louise 's avatar
Louise

Better than Klarna, customer service get in touch if...

5
Better than Klarna, customer service get in touch if payment is missed. Improve on due dates, if it's missed your next due date comes up on the app so looks like a glitch which then affects your credit score Reviewed on: 28th May 2025
Ash T's avatar
Ash T

easy to pay for things with the added bonus of money...

5
easy to pay for things with the added bonus of money back help Reviewed on: 28th May 2025
Bevster's avatar
Bevster

Fast and efficient service.

5
Fast and efficient service. I use the app regularly and always find it easy to use and efficient! Reviewed on: 28th May 2025
Sarbjit K's avatar
Sarbjit K

Great experience very easy and clear t’s and c’s

5
Great experience very easy and clear t’s and c’s Reviewed on: 28th May 2025
Jo S's avatar
Jo S

Easy to use - interest rate not terrible.

5
Easy to use - interest rate not terrible. Never had an issue Reviewed on: 28th May 2025
C B's avatar
C B

Really professional staff and fast service.

5
Really professional staff and fast service. Reviewed on: 28th May 2025
IMRAN L's avatar
IMRAN L

Love pay in 3

5
Love that paypal allows credit & you can pay for things in 3 instalments Reviewed on: 28th May 2025
Samantha B's avatar
Samantha B

I find the credit statements a bit confusing as to w...

3
I find the credit statements a bit confusing as to what I’ve spent and when Reviewed on: 28th May 2025
sarah m's avatar
sarah m

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