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PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144793)

A very useful and trusted method of payment.

5
I find PayPal very useful as a payment method, and feel very reassured when I see PayPal is accepted where I want to shop. In fact I make a rule of only shopping online with vendors who accept PayPal, due to the protection PayPal offer their users. Reviewed on: 8th May 2026

So far so good, no issues. Top company

5
So far so good, no issues, good customer service Reviewed on: 8th May 2026

Best way to pay for online purchases etc

5
Best way to pay for online purchases etc Reviewed on: 8th May 2026

Pay pal is straight forward. No issue with pay pal

5
Pay pal is straight forward.never had a problem with payment Reviewed on: 8th May 2026

Great service.

5
Great service. .ever ever had any issues when dealing with Paypal Reviewed on: 8th May 2026

My experience with PayPal has always been exceptiona...

5
My experience with PayPal has always been exceptionally good, I’ve never had any problems at all. PayPal have always been very safe to use and that is why I’ve always used PayPal to pay for majority of my items because I know it’s so safe. Reviewed on: 8th May 2026

PayPal is easy to use and provides a safer way to pu...

5
PayPal is easy to use and provides a safer way to purchase goods. The app is easy to navigate and provides essential information to stay on top of managing your account. Reviewed on: 8th May 2026

Easy and simple to use.

5
Easy and simple to use. Credit is explained well and you know exactly what to pay. The app is safe and secure. Reviewed on: 8th May 2026

Easy payment option

5
Paypal makes making payments easy and hassle free Reviewed on: 8th May 2026

Hard work

3
No had any luck trying to get it working Reviewed on: 8th May 2026

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