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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732486175142537499 (144789 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144789)

PayPal is quite convenient and safe

PayPal is quite convenient and safe, I have used it for over a decade and haven’t faced any challenges that the customer service team have not been able to assist it. It makes international transfer smooth and gives you value for your money. Reviewed on: 8th May 2026

Reliable, Seamless and Genuinely Consumer-Friendly

PayPal Credit has consistently been one of the most reliable and easy-to-use financial products I’ve used online. The integration across websites and merchants is seamless, the checkout experience is fast, and the overall platform feels significantly more mature and polished than many competing payment providers. What I particularly value is the clarity and visibility across transactions, repayments and account activity. Everything is presented in a way that is intuitive and easy to manage, without unnecessary friction or complexity. The mobile and desktop experience are both strong, and the ecosystem as a whole feels very well integrated. I’ve also found PayPal Credit to strike a good balance between convenience and consumer protection. On the rare occasion I needed support with a transaction issue, the process was straightforward, evidence-based and handled professionally, which reinforced confidence in the platform. Overall, it’s a product that genuinely improves the online purchasing experience rather than complicating it. Easy to use, widely accepted, dependable and backed by strong customer infrastructure. Very deserving of recognition in this category. Reviewed on: 8th May 2026

Very simple to use, no problems up to now

Very simple to use, no problems up to now Reviewed on: 8th May 2026

Very easy, simple to use and the app makes it easy t...

Very easy, simple to use and the app makes it easy to track your progress too so it doesn’t feel overwhelming. Reviewed on: 8th May 2026

I feel safe with PayPal.

I feel safe shopping on line or transferring money using PayPal. As I know if there are any issues they have my back 100%. Reviewed on: 8th May 2026

Very happy in my experience of PayPal.

Very happy in my experience of PayPal. Provides many options in finance and the flexibility to pay back with promotional offers. Very easy to use everywhere now that they have introduced the physical card too. I have already recommended to others and will continue to do so. Customer services are also prompt and efficient, and make any process a clear and smooth transaction. Reviewed on: 8th May 2026

PayPal credit is easy to use.

PayPal credit is easy to use. Fast, clean ui and safe. I use it almost every day to shop online. When shopping on eBay or another online web retailer I always use PayPal credit. EBay is my usual retailer when searching for old DVD movies. PayPal credit works perfectly in conjunction with eBay. Reviewed on: 8th May 2026

I was able to buy my wife to be a extra special wedd...

I was able to buy my wife to be a extra special wedding gift and pay it up Reviewed on: 8th May 2026

PayPal is an excellent & safe way to pay for goods

PayPal is an excellent & safe way to pay for goods also PayPal credit is a good way to get credit and good rates also 4 month interest free is brilliant, getting PayPal credit was easy and simple love it Reviewed on: 8th May 2026

Always delivers fast payment and a great solution to...

Always delivers fast payment and a great solution to online purchases Reviewed on: 8th May 2026

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