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PayPal: PayPal Credit reviews

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4.91
Based on 91,467 reviews, last reviewed 1st May 2026
1877200% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve never had any issues with my PayPal account. I’ve never had any issues with my PayPal account. I love the ease of having the card. Would 100% recommend this to anyone. Reviewed on: 1st May 2026
Cheryl 's avatar
Cheryl

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91467)

Excellent.

5
Excellent. Just wish more outlet would except paypal. Reviewed on: 28th May 2025
Qas's avatar
Qas

PayPal is my number 1 payment method !

5
I try to use PayPal for all my purchases I feel safe in the knowledge that if any problems arise PayPal will intervene and look to resolve. Also like that you have the option to pay in instalments or pay on credit terms Reviewed on: 28th May 2025
Keely H's avatar
Keely H

Convenience

5
Ease of Use Simple interface for sending/receiving money, online checkout, and linking bank accounts/cards. Widely accepted across e-commerce platforms and websites Reviewed on: 28th May 2025
Freya F's avatar
Freya F

PayPal gives me peace of mind when shopping online.

5
PayPal gives me peace of mind when shopping online. It offers pay in 3 and 4 months free credit over £100. I've been able to purchase so much through PayPal and I am very grateful for all these years of service. Reviewed on: 28th May 2025
Har K's avatar
Har K

Pay Pal Credit is so easy for spreading out the cost...

5
Pay Pal Credit is so easy for spreading out the cost on larger purchases, and it's really convenient to set up and manage how much I want to spend. Having 4 months interest free to manage my spending is just so useful. Reviewed on: 28th May 2025
Victoria S's avatar
Victoria S

It easy and convenient, fast and good options, reall...

5
It easy and convenient, fast and good options, really recommend Reviewed on: 28th May 2025
Emilio L's avatar
Emilio L

Been very helpful from the start.

5
Been very helpful from the start. Had problems in the past with money but they have been kind and understanding with helping me out Reviewed on: 28th May 2025
Lew F's avatar
Lew F

Never had problems with PayPal.

5
Never had problems with PayPal. Service always excellent Reviewed on: 28th May 2025
Jelena K's avatar
Jelena K

I've been using PayPal for several years, and overal...

5
I've been using PayPal for several years, and overall, the experience has been excellent. It's easy to use, widely accepted, and very convenient for online shopping, subscriptions, and sending money internationally. The user interface is intuitive, and transactions are usually processed quickly. Customer support has been helpful when needed, and currency conversion is fast and reliable, making international payments smooth and efficient. Reviewed on: 28th May 2025
Kestutis L's avatar
Kestutis L

I have been using pay pal for a number of years now.

5
I have been using pay pal for a number of years now. I have purchased 2 new phones using pay pal credit. I use pay pal alot when buying on line. When family owe me money they can pay me back using pay pal. Reviewed on: 28th May 2025
Angela Joesbury's avatar
Angela Joesbury

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