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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144784)

All positive, wouldn't change anything

5
All positive, wouldn't change anything Reviewed on: 8th May 2026

Trust worthy app

5
Always have solutions for any problem Reviewed on: 8th May 2026

Great Service!

5
Very easy to use, deal with any issues quickly and efficiently. Widely available. Reviewed on: 8th May 2026

So far all my experiences have been positive

5
So far all my experiences have been positive Reviewed on: 8th May 2026

Easy to use Easy to use Easy to use

5
Easy to use Easy to use Easy to use Reviewed on: 8th May 2026

Simple and easy to set up

5
PayPal credit is easy, simple and helped me out with a few important purchases. The process was extremely straightforward and everything was clear. I would definitely recommend PayPal Credit to anyone requiring some short term credit. Reviewed on: 8th May 2026

Good safe service highly recommended

4
Good safe service highly recommended Reviewed on: 8th May 2026

Makes buying easy

5
Very easy to use with the app and integrates well with online shops. Reviewed on: 8th May 2026

My paypal review.

4
I have used PayPal to purchase alot of things online and have found it safe and useful. I like how its used as a method of payment on things I buy and returns are simple. Reviewed on: 8th May 2026

PayPal offers a great range of products

4
PayPal offers a great range of products Reviewed on: 8th May 2026

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