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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,672 reviews, last reviewed 1st May 2026
1886400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and friendly. Great service and friendly. Never had any issues. Reviewed on: 1st May 2026
Jessica M's avatar
Jessica M

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91672)

Perfection

5
Always helpful always with that simple perfection with strawberries on top & clotted cream my favourite Reviewed on: 28th May 2025
Martin Dibsdall 's avatar
Martin Dibsdall

Bad experience.

1
Bad experience. Because there is no proper statement. Also, when I receive refund PayPal does not add money to the account and says that it takes 1-2 months. Really looks like a fraud to me. Reviewed on: 28th May 2025
Abdul S's avatar
Abdul S

I like to use PayPal- is easy,fast and quick.

5
I like to use PayPal- is easy,fast and quick. I like PayPal credit as well Reviewed on: 28th May 2025
Dobromir T's avatar
Dobromir T

I love shopping with PayPal.

5
I love shopping with PayPal. I can pay in 4 installments, I feel safe paying with the PayPal app. Reviewed on: 28th May 2025
Wioletta's avatar
Wioletta

Best Retaile, 4 mouth with o % Best way to do shoppi...

5
Best Retaile, 4 mouth with o % Best way to do shopping and to buy a holiday when you don't have the all the money. Reviewed on: 28th May 2025
Victoria N's avatar
Victoria N

I use PayPal for the majority of my transactions and...

5
I use PayPal for the majority of my transactions and it's always been well managed and streamlined providing me with assurances of my purchase. Getting a hold of someone was also straight forward in one instance where I had to dispute a payment Reviewed on: 28th May 2025
sebastian clark-valmont's avatar
sebastian clark-valmont

It really quick and secure checkout

5
It really quick and secure checkout Reviewed on: 28th May 2025
Subin's avatar
Subin

Paypal has really helped me build my credit score

5
Paypal has really helped me build my credit score, and I feel really grateful that I was able to use this service to help my finances ! Reviewed on: 28th May 2025
Ricardo B's avatar
Ricardo B

Very on point, straight forward and are willing to a...

5
Very on point, straight forward and are willing to assist customers Reviewed on: 28th May 2025
Joseph N's avatar
Joseph N

PayPal has been a lifesaver I think I’m not the only...

5
PayPal has been a lifesaver I think I’m not the only one who can say money has been a difficulty. Having PayPal has made life so much easier at the times it’s needed with the three months 0% finance. I’ve been able to purchase things for emergency’s and update my closet when I want too with the security of knowing I have three months to pay it all back. thanks PayPal Reviewed on: 28th May 2025
Karina J's avatar
Karina J

Review PayPal: PayPal Credit now

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