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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732483927754749687 (144784 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144784)

PayPal credit is great

PayPal credit is easy to manage and make manageable payments. Versatile in what you can use it on and helpful Reviewed on: 8th May 2026

No frills credit

Clearly understood pricess. Needed to pay an unexpected bill at end of month. Paypal credit was the obvious solution. Reviewed on: 8th May 2026

Easy to apply and use

Easy to apply and available for most of online vendors Reviewed on: 8th May 2026

great thing, I recommend it to everyone

I use it often, it is very helpful in many cases Reviewed on: 8th May 2026

Simple to use

Simple to use offers great customer protection, Reviewed on: 8th May 2026

Great experience service and help a lot with large i...

Great experience service and help a lot with large items I could buy at once Reviewed on: 8th May 2026

Paypal a great product

Paypal os easy to use and anytime I have needed to use customer service the service has always been professional and knowledgeable i have always felt that Paypal were investigating thoroughly with a fair outcome Reviewed on: 8th May 2026

Easy to use and lots of options available

Easy to use and lots of options available Reviewed on: 8th May 2026

Great uses. Direct debit setup needs work

Great uses... easy to use however the closing of my credit card is because the linking of a bank account an direct debit set up has errors. Reviewed on: 8th May 2026

Great service that caters to people’s needs

Just always there to support me and provide with options to pay. Great tool for vendors and small businesses. The app is fantastic too. Reviewed on: 8th May 2026

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