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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732483927754749687 (144784 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144784)

good programme offered

I have a good experience so far, the non interest instalment programme was good. Reviewed on: 8th May 2026

Helpful.

Helpful. Glad it was available to me. Reviewed on: 8th May 2026

Used PayPal for a long time now.great to use.

Used PayPal for a long time now. lots of options for payment plans etc. never had any problems. Reviewed on: 8th May 2026

Fabulous service.

Fabulous service..outstanding. I was recommended by a friend, so glad they did. I've had a great experience, and would be glad to help others do the same..first class Reviewed on: 8th May 2026

I love everything about PayPal!!

I love everything about PayPal. I love the pay in 3 option, and the 4 interest free option on orders over £100 on my credit card. I’m currently setting up two business and PayPal has given me the ability to purchase everything I need without loans or extortionate credit card rates. THANK YOU! Reviewed on: 8th May 2026

Service and Security

The security is robust, the service quick and professional. You have 2 sets of authentication and the statements on the website are easy to use and understand. Reviewed on: 8th May 2026

Very Reliable

Good service and very reliable for purpose of items. Reviewed on: 8th May 2026

I’ve been using PayPal for many years and find it a...

I’ve been using PayPal for many years and find it a convenient safe way to pay online I’ve never had any issues and problems dealt with quick and efficiently Reviewed on: 8th May 2026

I love paying by PayPal as it gives me options to sp...

I love paying by PayPal as it gives me options to spread my purchases easily with pay in 3 or PayPal credit depending on the size of the purchase. I wouldn’t be able to budget for many things if PayPal didn’t offer these excellent credit options. Reviewed on: 8th May 2026

Great service, payments that you make could be quicker

Great service, payments that you make could be quicker Reviewed on: 8th May 2026

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